Product Manager

About the position

The Commercial Card & Merchant Analyst is responsible for delivering disciplined performance management, analytics, and executive-ready insights across the Commercial Card and Merchant businesses. The role owns the Monthly and Quarterly Business Review (M /Q ) process, develops deep performance insights across sales and revenue, and supports leadership decision‑making through fact‑based analysis and clear storytelling.

• Independently own M  and Q  analytics and reporting for Commercial Card and Merchant; proactively identify emerging trends, risks, and opportunities for senior leadership discussion
• Analyze revenue realization, highlighting drivers of variance such as pricing, client mix, volume shifts, and timing impacts
• Perform product and interchange variance analysis, identifying impacts from (volume) mix, network changes, fee structures, and market dynamics
• Leverage Argus analytics and related tools to perform ad hoc trend analysis and transaction-level deep dives
• Respond to executive and business partner requests with structured, data‑driven analysis that informs action and decision‑making
• Identify opportunities to enhance reporting efficiency, automate processes, and improve analytic transparency
• Support and maintain pricing models for the Commercial Card and Sponsorship businesses, including the development and analysis of predictive pricing models to inform revenue optimization and competitive positioning strategies; assist in developing a next‑gen pricing tool
• Develop and manage a centralized contract repository, overseeing the end‑to‑end lifecycle of commercial card agreements to ensure accuracy, governance, and operational efficiency
• Act as a trusted analytics partner to Commercial Card and Merchant Sales, Product, Finance, and Business Management team (including client transaction reconciliation)

• Bachelor’s degree in Finance, Economics, Business Analytics, or related field
• 5+ years of relevant experience in analytics, finance, or business management within payments, commercial card, merchant services, or financial services
• Strong financial modeling, market research and analytical skills
• Advanced Excel skills and comfort working with large, complex datasets
• AI fluency, including experience using generative AI tools to synthesize data, automate workflows, and critically assess outputs to support decision‑making

• Preferred experience with database querying and data visualization tools
• Familiarity with Argus analytics or similar payment analytics platforms (preferred)

• Comprehensive medical, dental and vision coverage
• Retirement benefits
• Maternity/paternity leave
• Flexible work arrangements
• Education reimbursement
• Wellness programs