Vice President – Portfolio Management, Financial Institutions and Insurance

• Gather and analyze all relevant financial and industry data for high value clients or prospects, including collaborating with third party vendor to ensure accuracy of financial spreads statements, analyzing historical performance, accurately calculating credit metrics, identifying risks and mitigants, assessing creditworthiness, etc., while effectively utilizing, and providing feedback to, third party resources.
• Model future financial performance of clients and prospects, including downside scenarios.
• Serve as a thought leader on the deal team, guiding Business Partners/Bankers/Relationship Managers in structuring transactions, especially when working with complex, multi-faced deal structures.
• Perform enhanced leveraged cash flow due diligence, when appropriate (i.e., in specific Banking Group Portfolio Management, "BGPM" specialty groups).
• Prepare a thorough credit underwriting document, drawing on experience and deep industry expertise to proactively identify credit risks and mitigants, industry concerns, market share trends, financial trends, and other pertinent credit issues.
• Ensure compliance with all relevant regulations including Know Your Customer (KYC), running MCA/Patriot Act/OFAC checks as well as certifying Beneficial Ownership.
• Lead the approval process for, often complex, lending commitments, amendments, waivers, and consents, including providing monitoring, reporting and/or making recommendations to Credit Executives as appropriate.
• Monitor accounts/ongoing financial performance of portfolio to track covenant compliance, determine liquidity, earnings trends, management capability and other essential information to secure the bank's position to minimize potential losses.
• Establish and maintain strong client relationships and industry expertise.

• Minimum of 7 years commercial underwriting, credit, banking and/or financial services experience (required) for SVP PM level role;
  Minimum of 5 years for VP, PM level role (required).
• Competent with Microsoft Office and the ability to learn and effectively utilize other technology applications (required)
• Strong competence in financial analysis and modeling (required)
• Strong ability to gather relevant research, analyze data, and concisely synthesize large amounts of information in order to accurately assess corporate creditworthiness and create a detailed and thorough underwriting package (required).
• Proficient in structuring meaningful and appropriate financial covenants for syndicated debt facilities (required).
• Experience managing the left lead /administrative agent role in complex syndicated deals (required).
• Demonstrated ability to drive client discussions during negotiations and act as point person for running deal execution from start to finish (required).
• Extensive knowledge of business and legal elements of credit agreements, and the ability to manage counsel and lead through document negotiations on agented transactions (required).

Demonstrates extensive expertise in financial analysis, credit underwriting, and structuring complex financial transactions while ensuring compliance with regulations. Proven ability to lead negotiations and manage client relationships effectively.

• Financial Analysis
• Credit Underwriting
• Syndicated Debt Structuring
• Client Negotiation
• Regulatory Compliance

• Financial Modeling
• Credit Risk Assessment
• Data Analysis
• Covenant Structuring
• Due Diligence
• Creditworthiness Evaluation
• Financial Performance Monitoring
• Document Negotiation
• Portfolio Management
• Market Trend Analysis

• Client Relationship Management
• Effective Communication
• Leadership
• Problem Solving
• Team Collaboration

• Commercial Underwriting
• Banking
• Financial Services
• KYC Compliance
• MCA Checks
• Patriot Act
• OFAC Checks
• Beneficial Ownership
• Syndicated Deals
• Credit Agreements

• Microsoft Office
• Financial Spreadsheets
• Credit Analysis Software