SAG Loan Specialist II

## SAG Loan Specialist IIApplylocations:
Billings, MT:
Sioux Falls, SD:
Boise, :
Omaha, NEtime type:
Full time posted on:
Posted Todayjob requisition :
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***** If you are a current FIB employee, please apply through the Career Worklet in the**
* *** Employee Portal******.
*** This position is located in Billings, MT;
Boise, ;
Omaha, NE or Sioux Falls, SD.
** What’s Important to You
** We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
* Generous Paid Time Off (PTO) in addition to paid federal holidays.
* Child Care Assistance Program for eligible dependent(s).
* Exercise reimbursement program for employees.
* The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for **#Team First Interstate .*
* ** SUMMARY
* * The SAG Loan Specialist II assists Special Asset Group (SAG) Officers in the restructuring, rehabilitation, collection, and liquidation of criticized and/or classified loans. This position is responsible for assisting SAG Officers with portfolio management by performing loan processing duties, reporting and analyzing data, researching issues, and problem resolution.

** ESSENTIAL DUTIES AND RESPONSIBILITIES
*** Handles client transactions and client problem resolution; responds to client account inquiries, performs account maintenance, and researches and resolves client problems.
* Drafts requests for financial information, past due and demand letters to clients, and handle special mailings, as requested.
* Executes client transactions within applicable department guidelines, escalating to the assigned SAG Officer any requests outside specified norms or items requiring SAG Officer signature or approval; transactions may include transfers, withdrawals, distributions, wire transfers, payments, fee waivers, fee refunds, client overdrafts, loan payoffs, processing paid loans, monitoring reports, and other loan and account operations as requested.
* Reconciles client accounts, enters client financial data into databases, and monitors exceptions to company policies.
* Performs covenant tickler maintenance, monitoring, and updates.
* Prepares and/or reviews client account documents for meetings between the SAG Officer and the client, focusing on completion of signatures, accuracy, and fulfillment of standard regulatory and compliance guidelines.
* Assists in obtaining necessary information to process loan applications, such as financial statements, tax returns, business documentation, credit reports, UCC searches, title work, appraisals, flood determinations, bankruptcy filings, etc.; may also work with outside counsel, title companies, other product vendors, etc. to request documents needed for loan requests.
* Orders loan documents in accordance with loan approval conditions, responds to SAG Officer inquiries regarding the status of loans, loan documentation, client accounts, etc.
* Facilitates booking loans onto core system and perform post-booking check to ensure entries are correct.
* Schedules quarterly Asset Quality Meetings (AQM), produces a detailed agenda, gathers and organizes all PLSR’s by the deadline, and provides to all meeting attendees.
* Takes detailed notes of discussions during AQM, provides a detailed analysis of final risk ratings and quality trends to SAG Manager, and audits the PLSR process to identify missing PLSR’s and timeliness of upload to SharePoint.
* Runs daily, weekly, monthly, and quarterly reports; reviews report for accuracy and compliance and takes action to update systems or make other corrections.
* Performs file check-ins and advises SAG Officer of documentation deficiencies, uploads documents to Director according to applicable procedures. Maintains the security and integrity of all files and databases.
* Attends operational meetings and keep abreast of all credit policies…