Corporate Fair & Banking Analyst-Loan Review

About The Role

The Corporate Fair and Responsible Banking (FARB) Analyst – Loan Review supports the Corporate Fair Banking Manager in maintaining the organization’s fair banking compliance program. The role ensures lending and retail banking activities comply with all relevant fair lending and consumer protection laws and regulations.

The Analyst performs complex data analysis, converts large datasets into actionable insights, and prepares clear reporting and executive summaries for senior management and Compliance committees. The Analyst also provides subject‑matter guidance to Compliance, Lending, and Retail business lines by monitoring regulatory developments and supervisory expectations.

Key responsibilities include fair lending and compliance reviews, leading FARB’s risk‑assessment program, overseeing FARB‑related models and non‑model tools in partnership with analysts, ERM‑Model Risk Management, and other stakeholders. The Analyst also contributes to continuous enhancement of the organization’s Compliance Management System.

• Perform fair banking and fair lending reviews (loan, adverse action, Regulation B timing, hidden denial, marketing, redlining/mapping, data integrity, surveys, interviews, and other risk‑based reviews).
• Create detailed executive summaries that include findings, observations, recommendations, and results from reviews. Track and follow up on FARB recommendations to ensure completion by respective departments.
• Provide ongoing monitoring and assessments based on internal and external findings, regulatory changes, and audit results. Assist in creating and distributing surveys or conducting interviews with employees on fair banking topics.
• Update and manage the FARB Risk Assessment program and work with the FARB Manager to compile findings into a memo for presentation to the Compliance Committees. Create department‑specific risk assessments throughout the year.
• Review and update policies, including Regulation B Application, Adverse Action procedures, and FARB and UDAAP policies. Ensure all products and services comply with fair banking requirements.
• Attend semi‑annual meetings with the ERM‑Model Risk Management team and update models and non‑model tools inventory lists and work papers.
• Maintain and update FARB work papers, which serve as guides for reviews, surveys, interviews, and risk assessments. Provide support for internal and external audits and examinations.
• Monitor the shared FARB inbox and respond to inquiries from the Compliance team, GBCI, and Division employees. Keep records of significant issues and questions.
• Ensure compliance with all company policies and applicable laws, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control. Complete all assigned online training courses and achieve passing scores by the due date.

Education

• Required:
  
  Bachelor’s Degree in Business, Finance, or a related field.

Experience

• Required:
  
  5 years of related banking experience, preferably in a compliance environment, quality control, or lending role.
• Required:
  
  3 years of experience in Fair Banking and/or Fair Lending compliance (e.g., ECOA/Regulation B, UDAAP), preferably within a federal regulatory agency or large financial institution.
• Required:
  
  3 years of experience developing and delivering fair lending reporting, analysis, and presentations.
• Required:
  
  3 years of hands‑on experience with fair lending analytics and monitoring software.
• Required:
  
  Strong knowledge of Fair Lending regulations (Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Fair Housing Act, Service Members Civil Relief Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth In Lending Act, Unfair Deceptive or Abusive Acts or Practices, Real Estate Settlement Procedures Act, Mortgage Acts and Practices).
• Preferred:
  Experience working with banking systems such as Loan processing software, Jack Henry, Encompass, Decision Pro, Laser Pro, nCino, CRAWiz, Fair Lending Wiz.
• Preferred:
  Ability to work with data and build reports and tables.

Licenses / Certifications

• Required within 1 year of hire:
  Professional designation such as Certified Regulatory Compliance…