Corporate Fair & Banking Analyst-Loan Review

About

The Role

The Corporate Fair and Responsible Banking (FARB) Analyst – Loan Review supports the Corporate Fair Banking Manager in maintaining the organization’s fair banking compliance program. This role helps ensure lending and retail banking activities comply with applicable fair lending and consumer protection laws and regulations.

The Analyst independently performs complex data analysis, converts large datasets into actionable insights, and prepares clear reporting and executive summaries for senior management and Compliance committees. The role also provides subject matter guidance to Compliance, Lending, and Retail business lines by monitoring regulatory developments and supervisory expectations.

• Perform fair banking and fair lending reviews, including loan, adverse action, Regulation B timing, hidden denial, marketing, redlining/mapping, data integrity, and other risk‑based reviews.
• Survey and conduct fair lending interviews, and other reviews dependent on industry changes or risks arising. Create detailed executive summaries that include findings, observations, recommendations, and results from reviews. Track and follow up on FARB recommendations to ensure completion by respective departments.
• Provide ongoing monitoring and assessments based on internal and external findings, regulatory changes, and audit results. Assist in creating and distributing surveys or conducting interviews with employees related to fair banking topics. Analyze results, prepare reports, and provide recommendations for improvement. Update and manage the FARB Risk Assessment program and work with the FARB Manager to compile findings into a memo for presentation to the Compliance Committees.
  
  Create department specific risk assessments to analyze and monitor throughout the year.
• Review and update policies, including Regulation B Application, Adverse Action procedures, and FARB and UDAAP policies. Ensure all products and services comply with fair banking requirements. Attend semiannual meetings with ERM‑Model Risk Management team and make updates to models and non‑model tools inventory lists and work papers.
• Maintain and update FARB work papers, which serve as guides for reviews, surveys, interviews, and risk assessments. Ensure business continuity and support for internal and external audits and exams. Participate in projects, activities, committees, and Teams calls for collaboration amongst colleagues to maintain overall compliance with regulations.
• Monitor the shared FARB inbox and respond to FARB related inquiries from Compliance team members, GBCI, and Division employees. Maintain communication and keep records of any significant issues or questions.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Required:
  
  Bachelor’s Degree in Business, Finance or related field.

• Required:
  
  5 years related banking experience, preferably in a compliance environment, quality control, or lending role.
• Required:
  
  3 years of experience in Fair Banking and/or Fair Lending compliance (e.g., ECOA/Regulation B, UDAAP), preferably within a federal regulatory agency or large financial institution.
• Required:
  
  3 years of experience developing and delivering fair lending reporting, analysis, and presentations.
• Required:
  
  3 years hands‑on experience with fair lending analytics and monitoring software.
• Advanced / Specialized Knowledge:
  Strong knowledge of Fair Lending regulations (Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Fair Housing Act, Service Members Civil Relief Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth in Lending Act, Unfair Deceptive or Abusive Acts or Practices, Real…