Corporate Mortgage Loan Review Specialist II

Summary

Glacier Bancorp’s (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff.

The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.

Glacier Bancorp’s (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff.

The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY. The entry rate for this position is $21.83 + / hour (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY:
Spokane, WA $24.38 to $36.59 an hour. Wenatchee, WA $24.72 to $37.09 an hour.

• Completes Adverse Action Notice and sends to the applicant
• Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
• Complete review of adverse loans
• Validates HMDA reporting information for adverse and closed loans.
• Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.

• Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
• Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. All disclosure requirements are complete within Federal Time Limitations.
• Maintain contact with government agencies and investors to determine changes in requirements and products.
• Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Required:
  
  High School Diploma / GED

• Required:
  
  3 years
• Mortgage loan review including HMDA and Adverse Action.

• Mortgage loan program guidelines and process.

• Loan quality review.
• Experience with loan platform software such as Encompass and ability to learn additional computer applications.

• RESPA and TRID compliant disclosures, HMDA reporting, and Adverse Action requirements.

• Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.
• Strong analytical skills
• Strong attention to detail
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act,…