Corporate Mortgage Loan Review Specialist II

About The Role

Glacier Bancorp's (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff.

The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY. The entry rate for this position is $21.83 + / hour (calculated for Kalispell, MT).  to learn more about our bank divisions.

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY:
Spokane, WA $24.38 to $36.59 an hour. Wenatchee, WA $24.72 to $37.09 an hour.

• Completes Adverse Action Notice and sends to the applicant
• Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
• Complete review of adverse loans
• Validates HMDA reporting information for adverse and closed loans.
• Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.

• Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
• Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. All disclosure requirements are complete within Federal Time Limitations.
• Maintain contact with government agencies and investors to determine changes in requirements and products.
• Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.

Required:

High School Diploma / GED.

• 3 years mortgage loan review including HMDA and Adverse Action.
• Knowledge of mortgage loan program guidelines and process.
• Advanced experience in loan quality review.
• Advanced / specialized knowledge of RESPA and TRID compliant disclosures, HMDA reporting, and Adverse Action requirements.
• Advanced experience in loan platform software such as Encompass and ability to learn additional computer applications.

No required licenses or certifications listed.

• Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.
• Strong analytical skills
• Strong attention to detail
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
• Employee must be capable of regular, reliable, and timely attendance

• Occasional travel required: less than 10 days per year by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services.

We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy.

Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

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