Commercial Loan Officer

Express Employment Professionals is recruiting an experienced and motivated Commercial Loan Officer for a respected community bank in Northwest Montana. This is an excellent opportunity for a proven lender to grow their career while making a meaningful impact in a close-knit, community‑focused environment. The Commercial Loan Officer will be responsible for developing and managing a diverse commercial loan portfolio while building strong client relationships.

This role requires sound credit judgment, strong analytical skills, and a relationship‑driven approach to business development.

• Portfolio Management:
  Oversee and monitor an existing loan portfolio, ensuring financial health, covenant compliance, and timely renewals.
• Business Development & Retention:
  Generate new commercial loan and deposit relationships while maintaining and growing existing client partnerships.
• Underwriting & Loan Structuring:
  Analyze financial statements and tax returns to assess credit risk and structure loans (CRE, C&I, SBA) with appropriate terms and collateral.
• Credit Presentations:
  Prepare detailed credit memos and present loan requests to the Credit Committee.
• Community Involvement:
  Serve as a representative of the bank by participating in local events, organizations, and community initiatives.

• Minimum of 5 years of commercial lending experience.
• Proven success in business development and portfolio management.
• Strong credit analysis and underwriting capabilities.
• Excellent interpersonal, communication, and relationship‑building skills.
• Self‑motivated with a strong work ethic and innovative mindset.
• Experience with banking systems, technology, or process improvement is a plus.
• Proficiency in Microsoft Office (especially Excel), financial analysis tools, and CRM systems.
• Willingness to relocate and become part of the local community.
• Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred (not required).
• Completion of a formal credit training program highly preferred.
• Solid understanding of federal and state banking regulations.

Work with a stable, well‑managed community bank. Enjoy autonomy and local decision‑making authority. Build lasting relationships with local businesses and community members. Live and work in Northwest Montana, offering exceptional outdoor recreation year‑round.