Group Underwriter, Consultant

Large Group Underwriter, Consultant page is loaded## Large Group Underwriter, Consultant locations:
1400 Baltimore, Kansas City, MO 64105time type:
Full time posted on:
Posted 2 Days Agojob requisition :
R6802##
** Guided by our core values and commitment to your success, we provide health, financial and lifestyle benefits to ensure a best-in-class employee experience.  Some of our offerings include:*** ##
** Highly competitive total rewards package, including comprehensive medical, dental and vision benefits as well as a 401(k) plan that both the employee and employer contribute*** ##
** Annual incentive bonus plan based on company achievement of goals*** ##
** Time away from work including paid holidays, paid time off and volunteer time off*** ##
** Professional development courses, mentorship opportunities, and tuition reimbursement program*** ##
** Paid parental leave and adoption leave with adoption financial assistance*** ##
** Employee discount program**##
** Job Description

Summary:

** The Underwriting Consultant serves as a strategic advisor and subject matter expert on complex underwriting decisions, guiding risk assessment and pricing strategies for Blue KC’s large group commercial customers. This role applies advanced underwriting principles to optimize financial outcomes, mitigate risk, while supporting Blue KC corporate objectives across all lines of business. Acting as a key liaison between underwriting, sales, pharmacy, and external stakeholders;

the Underwriting Consultant demonstrates comprehensive market & product knowledge to support both renewing and prospective customers’ needs.##
** Job Description
*** Provide expert-level consultation on underwriting methodologies, pricing models, and risk assessments for both fully insured and self-insured clients, including stop-loss arrangements.  Demonstrate the ability to communicate both the results of underwriting evaluation as well as proposed retention and new sale strategies to internal and external stakeholders.
* Analyze customer claims data, market trends, and other ad-hoc information to refine underwriting approaches and ensure competitive price positioning.
* Collaborate amongst numerous internal stakeholders.  This includes close advisement on pharmacy pricing strategy, providing an underwriting perspective on the customer’s overall financial dynamics.
* Act as a mentor and knowledge resource for underwriting teams, enhancing technical proficiency and strategic thinking across the department.
* Engage in high-stakes negotiations, influencing pricing recommendations, contractual terms, and financial guarantees with internal and external stakeholders.
Engage in broker and/or client-facing meetings, as needed.
* Ensure underwriting decisions adhere to Blue KC corporate policies, regulatory standards, and financial targets.
* Spearhead enhancements to underwriting processes, driving efficiency, accuracy, and continuous improvement.
* Perform financial settlements, contract execution, and proposal response development to support all areas of Blue KC’s business strategies.
** Minimum Qualifications
*** Bachelors degree in Business, Mathematics, or Economics
* 7 years of experience in underwriting group insurance including all funding types
** Preferred Qualifications
*** Master's of business administration
* ASO fee pricing experience
* Stop loss rating experience
** Blue Cross and Blue Shield of Kansas City is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to, among other things, race, color, religion, sex, sexual orientation, gender identity, national origin, age, status as a protected veteran, or disability.**##
** At Blue Cross and Blue Shield of Kansas City (Blue KC), we have long put our members first by developing products and services to meet their needs. From our founding in 1938 to more than 80 years of experience in innovative, patient-centered healthcare coverage, Blue KC continues to keep our members at the center of everything we do. As a market leader, we continue to embrace new ideas to make healthcare more affordable and to improve the customer experience.

Come join us!
**** Blue Cross and Blue Shield of Kansas City will extend reasonable accommodations to qualified individuals with disabilities who are otherwise not able to fully utilize electronic and online job application systems. For assistance, please send an email to
** Affirmative Action Employer
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