Credit Risk - Senior Credit Officer

7800 E Orchard Rd, Greenwood Village, CO 80111, USA

1111 Main St, Kansas City, MO 64105, USA

Salt Lake City, UT, USA

Posted Tuesday, June 2, 2026 at 6:00 AM

As a Senior Credit Officer, you will be responsible for underwriting and decisions on business credits received from the Commercial Relationship Management team in compliance with the Bank’s lending policies and procedures. You will be responsible for a variety of tasks including utilizing various tools on financial statement analysis, company information, industry information and calls to the client, identifying risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines including any discussions that take place, helping design new credit policies, processes and procedures, and approve credits up to legal limit while maintaining an appropriate credit risk level.

As the Senior Credit Officer, you will manage monitoring of and renewals of credits, work with department to maintain the corporate credit policy and manage client credit files and recommend changes in the credit policy to senior management.

As a Senior Credit Officer, you will have an opportunity to personally investigate the largest clients’ credit applications, visit the largest clients to establish relationships, and monitor periodic credit reviews. You will participate in meetings, special projects and training when needed, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

• Bachelor’s degree in Business Administration, Accounting, Auditor or equivalent combination of education and related work experience.
• 10+ years of progressive job-related experience.

• Advanced degree or certification related to field.
• 12+ years of commercial credit experience.
• Previous managerial experience.
• Thorough knowledge of credit‑related laws.

• Judgment and decision‑making ability
• Accuracy and attention to detail
• Demonstrated integrity and ethical standards
• Strong project management and multi‑tasking skills
• Exceptional verbal, written and interpersonal communication skills; ability to apply a common sense approach to issue resolution.
• Well‑developed analytical skills; ability to assimilate large volumes of information, prioritize issues, form conclusions, determine appropriate action, and effectively translate complicated concepts into simple and understandable communications.
• Strong knowledge of banking laws and regulations and appraisal process related.
• Ability to write policies and procedures for risk related functions.
• Ability to work with other business unit leaders on committees and on projects to address risk issues.
• Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.

We are committed to our core value of meritocracy and supporting our associates in growing within their role.

When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.

Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).

Must be able to work overtime to the extent necessary.

Must be able to travel – estimated at 25% to 50% of the time.

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

The Bank's policy is to provide equal opportunity…