Product Manager, Consumer

10,833 – 16,666 $

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helps the world's best brands grow the lifetime value of their customers. We partner with companies like Crate & Barrel, Rakuten, , H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to create delightful and personalized experiences for members as well as efficient and profitable relationships for our brand partners.

Our robust technology and world-class operations allow us and our brand partners to offer powerful financial products without becoming a bank.
In the U.S., co-branded cards alone account for over $300 billion in annual spend, and most still run on decades-old legacy bank systems. is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we're building a world-class team to redefine how people pay and how brands grow.

If you want to move fast, solve hard problems, and own real outcomes, we want to meet you.

As a Product Manager on our Member Experience team, you will build the consumer experiences that make the platform powering the most rewarding relationships between brands and their customers. These experiences keep customers coming back, deepen their relationship with the brand, and make them want to spend via because that’s where they get the most value.

This means earning trust in everyday moments and delighting customers with rewards that actually feel worth it. These are things that legacy issuers treat as a cost center, but believes this is a deep competitive advantage.

This role is for someone who can look across the consumer experience, find the problems worth solving—whether in onboarding, day-to-day account management, how payments are made, rewards, loyalty, or somewhere we haven’t looked yet—and build solutions that work across partners and products. You’ll bring strong design sense, move fast, and know how to ship quality at speed.

Learned the experience cold. Gone deep on ’s consumer experience across partner programs—used it as a real customer, end to end—and pinpointed the gaps, friction points, and inconsistencies that matter most.

Built real customer depth. Talked to customers, read support tickets and app reviews, and dug into the data. Can articulate what’s broken, what’s loved, and what’s missing—with specifics. Understands where customers lose trust and where they feel delight.

Shipped something and have more on the way. At least one consumer-facing improvement and a healthy stream of projects headed for launch.

Formed a point of view on what’s next. A clear, opinionated take on the consumer experiences worth building next—grounded in customer insight, sequenced against the product roadmap, and built to leverage ’s platform. Makes a compelling case for each priority: why it matters to customers, partners, and .

Established team rhythm. Breaks ambiguous problems into incremental milestones, keeps teams aligned, and removes blockers without introducing unnecessary process.

Solutions-oriented and fast-shipping. Focused on outcomes. Sees a problem, finds a solution, and gets it built. AI-forward by default and uses tools like Claude, Cursor, Figma Make, as a core part of daily work to prototype, iterate, and ship.

Makes thoughtful tradeoffs. Balances customer impact, business value, engineering effort, and partner needs.

Deeply customer-obsessed. Reads support tickets unprompted. Talks to customers. Knows what users actually do, not what the persona deck says.

High design taste. Can diverge and converge on the best solutions. Sweats the details like typography, motion, and friction in a flow. Has shipped consumer work recognized as well-crafted.

Leads with why. Build…