Mortgage Loan Processor

Responsibilities

Mortgage processor duties and responsibilities: The mortgage processor’s key responsibilities are to ensure the underwriter has all the information necessary to approve or deny a mortgage application and that loan documents are complete and ready for closing. To meet these responsibilities, mortgage processor job duties include:

• Checking loan applications for missing information and potential errors
• Gathering and checking appraisals, income verification and other documents for completeness and accuracy
• Requesting additional information for the underwriter as needed
• Monitoring the underwriting process and providing updates to the mortgage officer
• Entering borrower and loan information in customer management and mortgage information software
• Producing all the documents needed for the mortgage closing process
• Ensuring all deadlines for information submissions, underwriting decisions and closings are met

Required Experience:

• Bachelor’s Degree preferred.
• High school diploma or equivalent, with relevant college courses or seminars in mortgage processing, accounting, underwriting and customer service.
• Preferred 1-3 years previous mortgage processing experience.
• Excellent customer service skills, with the ability to effectively communicate with bank staff, customers and other parties.
• Must possess the ability to handle multiple tasks, pay attention to detail and be well organized.
• Acute level of accuracy in work is critical.
• Encompass Mortgage Processing Software experience required.

Benefits
:
Medical, dental, 401(k)

Compensation
:
Commensurate with experience