Rating Analyst - Structured Finance, Colorado or Toronto

About the Role

Grade Level (for internal use): 09

The Structured Finance and Alternative Investment Funds team at S&P Global Ratings evaluates the credit risk of securitized products and fund structures, analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios. The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions across a growing and evolving sector.

Team Contribution & Capability Building

• Develop credit judgment through coaching and standard methodologies, support junior colleagues with guidance on analytical routines and quality standards, and contribute to workflow improvement initiatives.

Core Analytical & Delivery

• Own delivery for assigned credits, maintaining ongoing surveillance and synthesizing developments into committee-ready insights; apply AI and automation tools to research, drafting, and data workflows with structured validation.
• Collect, reconcile, and validate data; build and maintain analytical packs using standard templates; and document assumptions clearly to maintain analytical transparency and reduce operational risk.

Stakeholder & Market Engagement

• Prepare well-evidenced committee materials and translate data, analysis, and research into clear narratives for rating committees and senior stakeholders.

Risk Management and Operating

• Apply confidentiality, documentation, and governance requirements consistently, ensuring human accountability for all final analytical outputs and committee content.
• Support the testing of automation and agentic AI tools through process improvement initiatives, contributing to their responsible adoption and rollout.

US Candidates Only

S&P Global states that the anticipated base salary range for this position is $62,000 to $89,000 USD. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.

In addition to base compensation, this role is eligible for an annual incentive plan. For more information on the benefits we provide to our employees, please visit

Canadian Candidates Only

S&P Global states that the anticipated range of compensation for this position is CAD $62,000 to $101,000. Final compensation for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process.

We are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy.

• An S&P Global employee at this level would typically have 1+ years of relevant experience in structured finance ratings or credit analysis within a bank, rating agency, or financial services firm.
• Demonstrated data analysis and financial statement analysis skills, with experience supporting financial modeling in a structured finance or credit context.
• Demonstrated understanding of credit and risk concepts applicable to structured finance or securitized products.
• Proficiency in spreadsheet tools and demonstrated experience using generative AI or large language model tools to support analytical research and drafting.
• Effective written and verbal communication skills, with the ability to present research and analysis clearly in a structured and evidence-based format.
• High standards for analytical accuracy, traceability, and documentation, with demonstrated adherence to confidentiality and governance requirements.

• Education:
  
  Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that…