Sr Business Analyst, Commercial Corporate Bank

Sr Business Analyst, Commercial Corporate Bank
*
* Summary:

** As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

Capital One’s Commercial Corporate Bank provides lending, deposit, and capital markets products to companies across a diverse range of industries (e.g., Healthcare, Technology, Food & Beverage, Energy, Industrials, Consumer, etc.). In this role you will act as an advisor to drive strategic growth across two high-priority balance sheet initiatives: private equity backed (sponsored) M&A lending and partnerships with Non-Bank Financial Institutions (NBFIs) to expand product reach and capital distribution.

As a member of the Commercial Business Analysis team, you’ll work on projects that help position the Commercial Bank for an exciting future. The Commercial Business Analysis team supports the business by leveraging data analysis and model infrastructure to develop competitive LOB strategies that work together to build a resilient and optimal portfolio. Associates should expect to make the case, using internal and external data, for:
* Expanding or contracting lending in these segments
* Adjusting credit policy metrics or returns thresholds used for loan approval
* The positive/negative impact of individual client relationships over time
* Developing and launching new lending products
*
* General Responsibilities:

*** Analysis:
Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
* Product:
Perform modeling/analytics to assist new product and pricing strategies for various lending products
* Credit Risk:
Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
* Partnership:
Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
* Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
* Strong communication skills:
Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
* Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
* Successful track record:
Ability to thrive in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
*
* Basic Qualifications:

*** At least 2 years of professional experience performing analysis
* Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:  + A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering,…