Post Closing Commercial Specialist

Value Proposition

Our values define us and our culture inspires us to change lives for the better.

This role is responsible for performing comprehensive reviews of all executed commercial new loan and modification packages ensuring loan files are accurately documented in line with approvals, legal requirements, bank policies and regulatory requirements. The specialist ensures all perfection activities have been initiated and any trailing documents or open conditions are identified and monitored through completion. Performs a variety of skilled and confidential administrative activities related to post-closing due diligence and document review and may assist with pre-closing functions that require an expanded level of commercial lending and loan documentation knowledge.

• Works independently and effectively manages and prioritizes a high volume of work as assigned. Able to understand complex loan structures, complex collateral, and work with fulfillment teams and management to resolve identified issues or discrepancies with limited guidance. Maintains the ability to analyze, problem solve and recognize when independent decisions can be made while remaining aware of when to involve higher supervisory or management level staff.
• Accurately follows established internal operating procedures to perform a wide variety of commercial lending functions, including but not limited to validation of all approved terms and conditions of new loan and modification requests including loan party and collateral review and verification, effective coordination with other support and compliance teams, completion of trailing documentation requirements, and delivery of high quality work to team members.
• Responsible for conducting a self-review of work completed to ensure a high level of accuracy. Identifies issues requiring collaboration with fulfillment teams to identify an accurate resolution when needed.
• Ensure all loan documents are present, properly executed, and comply with bank policies and conditions of loan approval.
• Verify that insurance requirements are met, ensuring the bank’s collateral is adequately protected.
• Perform system data audits to verify accuracy, completeness and alignment with documentation before initiating booking loans to the core system.
• Ensure that collateral management activities have been initiated.
• Establish direct contact and follow up with internal and external stakeholders to obtain missing documents and resolve open items or discrepancies.
• Serves as a resource for bank lenders by providing advice and information regarding commercial loans and answering inquiries that may require further research.
• Ensure that all post-closing activities comply with federal and state regulations related to commercial lending, including proper documentation and data handling.
• Maintain a thorough understanding of commercial lending regulations and industry standards.
• Adapt and expand knowledge continually to stay current with regulatory changes and procedural updates.

High School Diploma or equivalent. Specialty: not applicable at this level. (Required)

3 or more years commercial post closing, due diligence, loan servicing, or loan operations, preferably in a banking or financial institution. (Required)

2 or more years hands‑on experience in loan document review, condition fulfillment, lien perfection and collateral management. (Required)

2 or more years experience with loan origination systems such as nCino, documentation and workflow systems such as Nautilus, and core banking systems. (Required)

2 or more years experience with exception tracking and document monitoring processes. (Required)

• Proficiency with loan…