Equity Research Analyst - US Banks; Vice President

Citi Research is seeking a Vice President Equity Research Analyst to join the Banks research team, contributing to differentiated, high-quality investment research for institutional clients globally.

• Conduct in-depth fundamental research and financial analysis across companies within the Banks sector, identifying key earnings drivers, catalysts, risks, and emerging industry themes.
• Develop differentiated investment theses and actionable investment ideas based on company fundamentals, industry dynamics, macroeconomic trends, regulatory developments, and market conditions.
• Build, maintain, and enhance detailed financial models, including earnings forecasts, valuation frameworks, scenario analysis, and sensitivity analysis.
• Author and contribute to high-quality research publications, including company updates, earnings analysis, thematic research, industry reports, and initiation reports.
• Monitor company, sector, regulatory, and macroeconomic developments and assess their implications for covered companies and investor positioning.
• Engage with institutional investors, responding to research inquiries and communicating investment views, industry developments, and company-specific insights.
• Build and maintain relationships with company management teams, industry participants, and other relevant market contacts to deepen the team’s research perspective.
• Participate in company meetings, investor events, industry conferences, analyst days, and other research-related events.
• Partner closely with colleagues across Research, Sales, Trading, and other areas of Citi to deliver timely and differentiated insights to clients.
• Identify and incorporate new data sources, analytical techniques, and emerging technologies, including AI-enabled research tools, to enhance research quality and efficiency.
• Establish yourself as a subject matter expert within the Banks sector and contribute to the continued development of Citi’s research franchise.
• Provide informal leadership within the team, including mentoring and supporting junior colleagues and contributing to their professional development.
• Appropriately assess risk when making business decisions, demonstrating sound judgment and maintaining the highest standards of integrity, transparency, and compliance with applicable laws, regulations, and Citi policies.

• 6–10 years of relevant professional experience, ideally within equity research, investment banking, asset management, financial services, or another closely related investment research function.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
• Strong understanding of financial statements, accounting principles, valuation methodologies, and fundamental investment analysis.
• Demonstrated ability to develop and communicate investment theses through high-quality written research and verbal presentations.
• Advanced financial modeling and analytical skills, with the ability to evaluate complex financial institutions and identify key earnings and valuation drivers.
• Strong understanding of financial markets and the macroeconomic, regulatory, and competitive factors affecting the banking sector.
• Excellent written and verbal communication skills, with the ability to translate complex analysis into clear and compelling investment narratives.
• Ability to engage confidently with institutional investors, company management teams, and senior internal stakeholders.
• Strong intellectual curiosity, commercial judgment, attention to detail, and ability to manage multiple priorities in a fast‑paced, time‑sensitive environment.
• Demonstrated ability to work collaboratively while taking ownership of research deliverables and investment views.
• Securities licenses as…