Business Associate

Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla valley, Kennewick and Yakima communities, providing wealth management as well as personal and business banking services.

What We Offer:

Business Associate - $48,405 - $55,000 annually

• Medical, Dental, Vision plans with additional:
  • AD&D & Life Insurance
  • Long Term Disability
• 401(k) -100% safe harbor match up to 6%, plus an additional profit-sharing contribution, resulting in employer contributions of up to 12% of annual salary.
• 10 days
  * of Vacation time
  – The annual Vacation accrual increases by a day each year for the first 10 years, and an additional half day each year for the next 10 years, reaching the maximum Vacation accrual of 25 days at year 20.
• 7 days
  * of Sick, Safe & More (SSMORE) leave
  - SSMORE accrues at a rate of 1.2 hours for every 40 hours worked. SSMORE is intended to meet sick and safe leave needs, but it can also be used for vacation or other personal leave.
• 3 Revive & Renew (R&R) days
  – We understand the importance of unwinding and recharging, so these R&R days are loaded on the first of each year (prorated for new hires based on the quarter in which they’re hired).

* Number of paid holidays may be fewer than 11 on years when there are Federal Holidays that are observed on Saturdays.

• Life Assistance Plan
• Free access to financial counselors
• Employee Wellness Program
• 8 hours of paid volunteer time annually

About the Business Associate Role:

The Business Associate plays a critical role in loan processing and is often the go-between for clients, DS Baker Advisors and the lending team. The Business Associate will be responsible to review loan requests, obtain required support documentation, provide the financial analysis and credit management for relevant credit and financial data, and generate loan documents. The Business Associate will evaluate the credit worthiness of business banking borrowers by producing a comprehensive and objective credit analysis through the review, spreading and trend comparison of financial reports and data in order to assist the Business Advisor in making an informed credit decision.

The Business Associate must be able to identify potential risks of the credit using acceptable trend analysis generated by various tools, spreadsheets, and Financial Analyzer. The Business Associate must be able to clearly and concisely communicate such analysis to the Business Advisor and bank management in the form of loan write-ups and other such reports and determine the appropriate mitigation of such risks.

The Business Associate will also assist the Business Advisor in the management of the loan portfolios by identifying problem credits, reviewing past due loan reports and suggesting a management plan to remedy them. The Business Associate will take the lead in managing operational issues of the loan portfolios by pulling various monitoring reports and communicating with clients regarding upcoming renewals and gathering the financial data necessary to complete the renewals.

The Business Associate communicates regularly with clients and other members of the DS Baker Advisors and lending team. This position requires a strong sales and customer service oriented individual with detailed knowledge of all Baker Boyer loan types and deposit products.

Key Responsibilities:

• Performs a variety of administrative duties for Business Advisor(s), most of which are confidential and complex in nature.
• Serves as the primary contact between the client and the Business Advisor(s) for day-to-day transactions; gathers information for loan transactions and moves the application through the workflow to the documentation stage.
• Obtains…