BSA Officer

Location: Northern

# BSA Officer Farmingdale, ME 04344## Overview Salary Range $70,000.00 - $80,000.00 Salary Position Type Full Time## Description At
** Maine State Credit Union**, we're more than a financial institution. We're a trusted community partner dedicated to helping our members achieve financial success while keeping their assets secure. We're seeking an experienced and strategic
** BSA Officer
** to lead our Bank Secrecy Act, Anti-Money Laundering, and Fraud Prevention programs and play a key role in protecting our organization from financial crime.

If you're a compliance professional who thrives on solving complex challenges, leading talented teams, and staying ahead of emerging risks, we'd love to connect with you.
** Key Responsibilities
*** Serve as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC compliance programs.
* Oversee the Credit Union's fraud prevention and detection program, including payment fraud, account takeover, ACH, wire, check, debit card, and digital payment fraud risks.
* Ensure timely and accurate regulatory reporting, including SARs, CTRs, OFAC reporting, and other required BSA filings, while maintaining effective internal controls and risk assessments.
* Provide leadership, coaching, and oversight of BSA and Fraud staff while fostering a strong culture of compliance and operational excellence.
* Partner with senior leadership, auditors, examiners, and law enforcement agencies to identify risks, investigate suspicious activity, and protect the Credit Union and its members from financial crime.## Qualifications
** What We're Looking For
***** Required Qualifications
**** 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.
* Associate degree, specialized certification, licensing, or equivalent combination of education and experience.
* Strong knowledge of:
* Bank Secrecy Act (BSA)
* Anti-Money Laundering (AML)
* USA PATRIOT Act
* OFAC requirements
* NCUA regulations
* Consumer protection regulations
* Regulation E (Electronic Funds Transfer Act)
* Exceptional analytical, investigative, and problem-solving skills.
* Ability to manage confidential information with professionalism and discretion.
* Strong leadership, communication, and relationship-building abilities.
** Compensation** = 70K-80K depending on experience
** Benefits of Employment with Maine State Credit Union:
** In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.
* We are also proud of the benefits we offer:
** Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
* HSA – generous employer contribution
* Employer funded HRA
* Employer-subsidized Dental and Vision Insurance
* 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
* Accident Insurance
* Competitive wages, and annual evaluations with compensation adjustments
* Generous 401(k) employer match, plus annual discretionary contribution
* Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holiday
* Education reimbursement - up to $5,000 annually for undergraduate
* Opportunities to volunteer in our local communities
* 100% Employer Paid EAP which includes 6 free mental health sessions
* Wellness Reimbursement of up to $150