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Property Claims Adjuster

Job in Northern, Floyd County, Kentucky, USA
Listing for: AmTrust Financial Services Inc.
Full Time position
Listed on 2026-09-16
Job specializations:
  • Insurance
    Insurance Claims, Property Insurance, Insurance Analyst, Underwriter
Salary/Wage Range or Industry Benchmark: 70000 - 90000 USD Yearly USD 70000.00 90000.00 YEAR
Job Description & How to Apply Below

Overview

Make an Impact Where It Matters Most

Are you an experienced property claims professional looking for an opportunity to handle meaningful commercial losses while enjoying a mix of fieldwork, autonomy, and collaborative decision-making? Join our team and play a critical role in helping businesses recover from property losses by delivering expert claim handling and exceptional customer service.

As a
Property Claims Adjuster
, you will manage a portfolio of
commercial property claims of moderate complexity
, leveraging your investigative expertise, coverage knowledge, and relationship-building skills to drive fair, timely claim resolutions. This role offers the flexibility to work both remotely and in the field, utilizing advanced technology and industry-leading tools to evaluate damages and settle claims effectively.

Responsibilities

What You'll Do

  • Take ownership of a diverse inventory of commercial property claims from first notice through resolution.
  • Investigate, evaluate, negotiate, and settle claims while ensuring compliance with policy provisions, company guidelines, and regulatory requirements.
  • Conduct on-site inspections of damaged properties to assess losses, document damage, gather evidence, and determine scope and cause.
  • Utilize innovative virtual inspection technology, including the Claim Xperience platform, to efficiently evaluate damages and expedite claim resolution.
  • Analyze policies, contracts, estimates, invoices, repair documentation, and other claim-related materials to determine coverage and damages.
  • Apply sound judgment to interpret policy language, identify applicable coverages, and evaluate exclusions.
  • Establish and manage claim reserves, ensuring they accurately reflect exposure throughout the life of the claim.
  • Negotiate settlements confidently within authority limits and recommend resolutions on higher-exposure claims.
  • Collaborate with contractors, consultants, engineers, forensic experts, attorneys, public adjusters, brokers, agents, and policyholders to achieve effective outcomes.
  • Proactively communicate claim status, expectations, and resolutions while delivering a high level of customer service.
  • Identify emerging exposures, recovery opportunities, and potential risks that could impact claim outcomes.

What Makes This Opportunity Attractive

  • Work on
    commercial property losses
    that provide greater complexity and technical challenge than routine personal lines claims.
  • Enjoy a balanced combination of
    field investigations and desk-based claim management
    .
  • Leverage modern claims technology to improve efficiency and enhance the customer experience.
  • Gain exposure to a wide variety of property losses, stakeholders, and coverage scenarios.
  • Exercise independent judgment while partnering with a supportive and experienced claims team.
  • Build technical expertise and position yourself for future advancement within a growing claims organization.
Qualifications

What We're Looking For

  • Proven experience handling property claims, preferably commercial property losses.
  • Strong understanding of property damage assessment, coverage analysis, investigation techniques, and claim resolution practices.
  • Experience working with contractors, public adjusters, engineers, restoration vendors, and legal representatives.
  • Ability to inspect properties, evaluate damages, and determine appropriate claim outcomes.
  • Skilled negotiator with strong analytical, organizational, and problem‑solving abilities.
  • Excellent written and verbal communication skills.
  • Comfortable managing competing priorities and maintaining a high level of customer service.
  • Proficiency with claims systems, virtual inspection technology, and standard business software.
  • Appropriate adjuster licensing and industry credentials, where required.

Ideal Candidate

You're…

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