Senior Group Underwriter; Specialty Health

Senior Group Underwriter (Specialty Health)

Hybrid :
Employee will work 3 days a week in a Lincoln office

Relocation assistance:is not available for this opportunity.

Requisition #:76672

• Underwrite new business, renewals, and amendments for Supplemental Health products
• Manage an assigned in-force book of business
• Assess risk by evaluating group characteristics, demographics, participation, benefit design, claims experience, and other underwriting factors
• Perform experience rating and collaborate with actuarial partners to evaluate pricing and risk
• Apply underwriting guidelines, authority limits, and pricing methodologies to determine appropriate coverage terms and rates
• Make underwriting decisions within assigned authority and recommend actions requiring additional review or approval
• Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies to business partners
• Support the RFP process, including responding to underwriting requirements and completing submissions through third-party platforms
• Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting partners across product lines to develop coordinated customer solutions
• Build and maintain strong relationships with internal and external partners, support the development of underwriting expertise across the team, and serve as a trusted resource on underwriting strategies and risk assessment
• Identify opportunities to improve underwriting processes, tools, and reporting capabilities

• Bachelor's degree or equivalent work experience (4 years of experience in lieu of degree)
• 4+ years of Supplemental Health underwriting experience
• Strong analytical, communication, and relationship-building skills
• Ability to work independently and collaboratively in a fast-paced environment

• Expertise in experience rating and renewal underwriting

Applications for this position will be accepted through 1/24/27 subject to earlier closure due to applicant volume.

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you

Effective productivity/technology tools and training

The pay range for this position is $84,375 - $135,000with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role.

The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their…