Loan Underwriter - Killeen, TX

Loan Underwriter (#030-28546)

Location:

FCMC Killeen, 3106 S. WS Young Dr. Bldg. D Suite 402, Killeen, Texas, United States

Full Time

• At least 18 years of age
• High school diploma or equivalent
• 5 years mortgage experience; preferably two years in a mortgage underwriting environment
• Good communication skills
• Must be detail oriented, analytical, and organized
• Knowledge of Ellie Mae and VA LAPP and FHA DE authority required
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

• Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines
• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards
• When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions
• Evaluate acceptability of loans to investors in the secondary market
• Review credit reports and give loan officers and loan processors guidance on how to make the loan work
• Ensure the needs of the customer are met
• Senior level may supervise underwriters in department
• Regular and predictable attendance and punctuality
• Other duties as assigned

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.