Corporate Treasury Analyst

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At Smart Bank, we’re not just offering a job; we’re inviting you to be a part of a culture built on excellence.

At Smart Bank, our benefits package is designed to enhance your life. You’ll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), Smart Flex Days, and 11 Paid Company Holidays promote work‑life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth.

About Us. Smart Bank is rooted in our core values:
Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating “WOW” experiences for our clients. For over 19 years, we’ve been delivering on this purpose in Tennessee, Alabama, and Florida, and we’re continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve.

At Smart Bank, we prioritize individual needs, set high expectations, and celebrate achievements – that’s the Smart Bank way. We’re looking for a highly analytical and forward‑thinking Corporate Treasury Analyst to join our Finance team in Knoxville, Tennessee.

This role offers a unique opportunity to influence strategic decision‑making by analyzing balance sheet risk, liquidity, capital, and market conditions that impact the bank’s performance and future growth. If you enjoy turning complex data into meaningful insights and want to play a key role in helping Smart Bank navigate an evolving financial landscape, we’d love to hear from you.

As a Corporate Treasury Analyst, you’ll help monitor and manage Smart Bank’s financial risk profile while supporting critical treasury, liquidity, and balance sheet management initiatives.

• Partnering with senior leaders to manage Asset Liability Management (ALM) and Liquidity Risk Management systems
• Analyzing interest rate risk, liquidity risk, capital adequacy, and balance sheet performance
• Performing cash position monitoring and liquidity forecasting to support daily operations and long‑term planning
• Supporting loan and deposit growth forecasting through collaboration with business line leaders, FP&A, and Treasury teams
• Identifying emerging risks and recommending strategies to support Smart Bank’s risk tolerance framework
• Developing financial models and scenario analyses to assess market, liquidity, and balance sheet impacts
• Creating reports, dashboards, and executive presentations for senior management
• Monitoring industry trends, economic conditions, and market developments to support strategic decision‑making
• Assisting with treasury operations, including investment settlements, collateral pledging, and capital markets activities
• Supporting regulatory compliance and enhancing treasury‑related processes and controls

• Bachelor’s degree required
• Degree in Finance, Economics, Mathematics, Statistics, Accounting, Data Analytics, or another analytical discipline preferred
• Master’s degree strongly preferred
• Banking, treasury, FP&A, risk management, or financial analysis experience is highly desirable

• Strong quantitative and analytical abilities
• Advanced Microsoft Excel skills, including financial modeling
• Experience with forecasting and scenario analysis
• Knowledge of Asset Liability Management (ALM) principles preferred
• Experience with SQL, SAS, or similar data analytics platforms preferred
• Familiarity with Tableau or other business intelligence tools preferred
• Strong presentation and communication skills with the ability to translate complex data into actionable insights
• High attention to detail and commitment to accuracy
• Ability to manage multiple priorities in a fast‑paced, growth‑oriented environment
• Strong problem‑solving skills and intellectual curiosity
• Demonstrated integrity, professionalism, and accountability
• May occasionally require travel for meetings, training, or company events