Internal Auditor

Are you a motivated, detail-oriented individual who enjoys digging into loan files, vendor documentation, and compliance requirements? Do you like analytical work, problem-solving, and behind-the-scenes reviews that help keep an organization operating safely and efficiently? Want to grow your professional skillset at a top community bank that invests in its employees? If you are willing to learn, we are willing to train you!

Citizens State Bank is a community-focused financial institution.

We are currently seeking an Internal Auditor to support loan compliance and third-party risk management activities within our Risk Department.

• Assist with third‑party risk management activities, including uploading vendors into the vendor management system, assessing vendor tiers, coordinating due diligence documentation, and assisting with vendor approvals
• Audit loan files for compliance using sampling methods
• Review loan disclosures, statements, and notices for all loan types
• Audit and track flood insurance requirements
• Review adverse action documentation for accuracy and compliance
• Review HMDA‑reportable loans and assist with data input and validation
• Audit appraisals and credit reports using sampling methods
• Perform daily loan maintenance audits
• Audit PMI cancellations and TRID loan calculations
• Assist with tracking CRA loans
• Monitor force‑placed insurance timing and documentation
• Remove or edit credit reports in E‑Oscar as needed
• Assist with consumer loan compliance training
• Ensure office compliance materials (posters, notices, etc.) are current
• Stay up to date on compliance, risk, and emerging regulatory issues

The bank offers an excellent salary and benefits package, including access to free health care.

Previous experience in banking, loan operations, compliance, auditing, or a similar detail‑focused role is preferred. Strong attention to detail and accuracy, with the ability to manage multiple tasks and deadlines.

• Ability to interpret policies, procedures, and regulatory requirements
• Proficiency with Microsoft Office and banking systems
• Strong organizational, communication, and problem‑solving skills
• Commitment to maintaining confidentiality and handling sensitive information appropriately