Credit Risk Analyst

Job Description

We are looking for a detail-oriented, data-driven Credit Risk Analyst to join our Credit Risk team at Toyota Financial Savings Bank (TFSB). This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance.

• Develop and maintain recurring and ad-hoc credit risk reports and dashboards.
• Conduct in-depth credit risk analysis across the credit lifecycle.
• Monitor key risk indicators (KRIs) and identify emerging trends.
• Streamline and automate reporting processes.
• Document reporting methodologies and maintain data dictionaries and process guides.
• Support regulatory and audit reporting requirements with accurate and timely data.
• Collaborate with cross-functional teams to enhance risk frameworks and improve data quality.

• Bachelor's degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering, or a related analytical/STEM field.
• 1‑2 years of experience in analytical roles.
• Demonstrated experience in SQL or Python.
• Experience with data visualization tools such as Tableau or Power BI.
• Problem‑solving skills with strengths in data acquisition, manipulation, cleaning, analysis, and presentation of results.
• Ability to interpret complex data, identify trends, and evaluate potential risks.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Basic understanding of credit risk concepts.

• Master's degree in an analytical field.
• Auto Finance or Banking experience.
• Certification in Tableau or Power BI.