Compliance Specialist, Finance & Banking

Compliance Specialist

O Bee Credit Union is hiring a full‑time Compliance Specialist to join our amazing team. This vital role supports our mission, our members, and our unique company culture.

As a Compliance Specialist, you will help ensure the credit union operates in alignment with applicable laws, regulations, and internal policies. You will monitor regulatory changes, investigate potential risks, analyze member activity, and collaborate across departments to strengthen compliance and reduce risk.

• Maintain current knowledge of applicable laws and regulations, including BSA, OFAC, USA PATRIOT Act, and Regulations B, Z, CC, and E, as well as relevant state and federal requirements.
• Monitor regulatory changes and partner with impacted departments to support timely and effective implementation.
• Respond to compliance‑related inquiries from internal teams, members, financial institutions, and law enforcement.
• Review and investigate alerts related to potential money laundering, sanctions, and other risk indicators.
• Conduct member outreach and investigations, balancing service and risk to resolve BSA/AML and compliance‑related cases.
• Perform periodic compliance reviews across business areas (e.g., lending, overdrafts, CIP, CDD, BOI, SAFE Act, cannabis banking) and document findings.
• Identify compliance gaps and emerging risks, and recommend mitigation strategies.
• Prepare and submit required BSA/AML reports in accordance with regulatory deadlines.
• Conduct Enhanced Due Diligence (EDD) and high‑risk account reviews in alignment with KYC requirements.
• Monitor and track complaint resolution, identifying trends and areas for improvement.
• Deliver compliance training and presentations to internal departments.

• High school diploma or equivalent; an associate or bachelor’s degree is preferred.
• Ability to pass a background and credit check.
• At least two years of credit union or banking experience is preferred.
• Professional BSA/AML and Compliance certification is preferred, or ability to obtain it.
• Excellent verbal and written communication skills.
• Excellent organizational and critical thinking skills.
• Ability to multitask and prioritize based on due dates and potential risks to the Credit Union.
• Ability to manage a fast‑paced work environment.
• Ability to analyze errors and take appropriate corrective action.
• Ability to work independently and in a team environment.

• Employer‑paid medical, dental, and vision insurance options.
• 100% 401(k) match up to 4% of your salary.
• Tuition reimbursement.
• Charitable volunteer hours.
• Incentive pay for achieving individual or company goals.

Location:

Lacey, WA.

Pay Range: $31.27–$46.90 per hour, target range $31.27–$39.09 per hour, depending on experience and qualifications.

O Bee Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran.