CRE AQR Analyst

About the Role

Responsibilities include reviewing and analyzing Commercial Real Estate loans, preparing related reports, overseeing loan portfolio monitoring, and ensuring compliance with regulatory and bank policies.

• Reviews and analyzes Commercial Real Estate loans through the bank’s annual term loan review process.
• Prepares reports regarding the outcome of the analysis performed and approves loan reviews within delegated authority.
• Assists in the administration and analysis of both non-owner occupied and owner occupied loan portfolios managed by Centralized Portfolio Services.
• Performs loan level review functions and periodic follow‑up for risk identification, collateral financial performance verification, risk rating accuracy, covenant compliance and data compilation for stress testing.
• Conducts risk assessment through in‑depth financial analysis, exception tracking, appraisal/environmental review, and monitoring of market conditions.
• Prepares spreads, analyzes financial statements and related information, and uses financial software such as Moodys, nCino, and custom Excel spreadsheets.
• Uses financial statements to review collateral performance trends, borrower/guarantor financial position, credit, and collateral condition.
• Ensures veracity of information in final reports through discussions with borrowers, guarantors, or property managers.
• Prepares formal narrative reports detailing findings based on analysis and outcome of the review.
• Demonstrates compliance with bank regulations for assigned job functions and stays current on regulatory changes.
• Might coach, mentor, or train others and teach coursework as a subject matter expert.
• May perform other duties as assigned.

• 4‑7 years of experience in Commercial Real Estate performance analysis and loan structuring or equivalent experience.
• Advanced analytical and problem‑solving skills, and credit quality expertise.
• Strong attention to detail.
• Advanced written and verbal communication and presentation skills.
• Proficiency with computers and related software packages such as Word and Excel.
• Advanced knowledge of banking laws, regulations, and bank’s policies and practices.
• Ability to train and present to small and large audiences or interest in learning to train and present.
• Occasional travel required.

Pay range: $72,000 to $110,000, contingent upon job‑related factors. Eligible for performance‑based incentive compensation.

Primary location: 5885 Meadows Road Suite 400, Lake Oswego, OR 97035. Ability to work fully onsite at posted location(s).

• Comprehensive healthcare coverage (medical, dental, vision).
• 401(k) retirement savings plan with employer match.
• Employee assistance program.
• Life insurance and disability insurance.
• Tuition assistance.
• Mental health resources.
• Identity theft protection.
• Legal support.
• Auto and home insurance.
• Pet insurance.
• Online discount marketplace access.
• Paid vacation, sick days, volunteer days, and holidays.

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status.