Authentication Fraud Strategy Analyst

Analyze, develop, and optimize enterprise authentication fraud strategies
Analyze authentication performance, fraud outcomes, customer journeys, and control effectiveness
Conduct root-cause analyses of authentication failures, account takeover events, fraud losses, customer friction, and emerging fraud threats
Develop and maintain analytical frameworks, performance metrics, and monitoring capabilities
Partner with Fraud Strategy, Digital, Operations, Technology, Risk, and Product teams on authentication initiatives
Collaborate with model development, ownership, governance, and validation teams
Evaluate third-party vendors, authentication solutions, fraud tools, and identity verification capabilities
Identify and prioritize opportunities to improve fraud detection, authentication accuracy, customer friction, and operational performance
Translate analytical findings into executive-ready recommendations
Monitor emerging fraud trends, authentication risks, industry developments, and customer behaviors
Ensure compliance with governance, privacy, model risk management, regulatory requirements, and data quality standards
Lead cross-functional initiatives as a subject matter expert and trusted advisor

• Bachelor’s degree, or equivalent work experience
• Typically more than eight years of applicable experience
• Comprehensive knowledge of departmental data sources and fraud risk and operations management
• Strong analytical skills evaluating fraud prevention infrastructure and forecasting fraud loss trends
• Strong project management skills
• Effective verbal and written communication skills
• Proficient computer navigation using Microsoft Office applications and data analysis software
• Must be able to comply with U.S. Bank policies, Code of Ethics and Business Conduct, and workplace conduct and safety policies
• Position is not eligible for current or future visa sponsorship

Demonstrates expertise in analyzing and optimizing enterprise authentication fraud strategies, with a strong focus on performance metrics, fraud detection, and compliance with regulatory requirements. Proven ability to translate analytical findings into actionable recommendations while leading cross-functional initiatives.

• Fraud Risk Management
• Data Analysis
• Project Management
• Analytical Framework Development
• Compliance with Regulatory Requirements

• Fraud Prevention Infrastructure
• Authentication Performance Analysis
• Root-Cause Analysis
• Performance Metrics Development
• Fraud Detection Improvement

• Effective Communication
• Collaboration
• Analytical Skills

• Authentication Strategies
• Customer Journey Analysis
• Emerging Fraud Trends
• Operational Performance
• Governance and Privacy Compliance

• Microsoft Office Applications
• Data Analysis Software
• Fraud Tools
• Identity Verification Solutions