Loss Estimator

Large Loss Estimator

Full-Time

Location:
Lansing, MI

Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for estimating and managing high-value commercial, industrial, institutional, and complex residential restoration projects resulting from fire, water, storm, environmental, and catastrophic losses. The ideal candidate has extensive experience with large-loss restoration, advanced Xactimate skills, and the ability to collaborate with insurance carriers, consultants, engineers, and clients throughout the entire project lifecycle.

The Large Loss Estimator will develop comprehensive estimates, participate in project scoping meetings, negotiate with insurance carriers, manage budgets, and support operations teams to ensure projects are completed safely, efficiently, and profitably.

• Prepare detailed, accurate, and timely estimates for large commercial, industrial, municipal, healthcare, educational, and high-end residential restoration projects.
• Develop comprehensive scopes of work using Xactimate, Xactimate Sketch, and supporting estimating software.
• Conduct on-site inspections to assess fire, water, storm, mold, environmental, and catastrophic damage.
• Create complex floor plans, sketches, and supporting documentation.
• Meet with property owners, insurance adjusters, consultants, engineers, and third-party administrators (TPAs) to review project scope and negotiate settlements.
• Manage multiple high-value projects simultaneously while maintaining schedule, budget, and quality expectations.
• Prepare revised estimates, supplements, change orders, and supporting documentation throughout the project lifecycle.
• Review subcontractor proposals, vendor pricing, labor costs, and material pricing to ensure estimate accuracy.
• Work closely with Project Managers and Operations teams to transition projects from estimating through completion.
• Maintain accurate job budgets and identify cost overruns before they impact project profitability.
• Ensure compliance with all local, state, and federal building codes and industry standards.
• Identify potential environmental hazards including asbestos, lead, mold, and other hazardous materials.
• Develop and maintain strong relationships with insurance professionals, adjusters, consultants, brokers, property managers, and commercial clients.
• Assist in emergency response efforts for catastrophic events when required.
• Maintain complete documentation within company systems and ensure estimates meet company standards.
• Participate in ongoing professional development and industry training.
• Maintain company vehicle and equipment in a safe and serviceable condition.
• Complete all required documentation including accident, injury, and incident reports in a timely manner.
• Follow all company safety policies, procedures, and operational guidelines.

• Minimum 5+ years of experience estimating large commercial restoration losses.
• Extensive experience with fire, water, storm, mold, and catastrophic restoration projects.
• Expert-level proficiency with Xactimate and Xactimate Sketch is required.
• Proven experience preparing estimates exceeding six and seven figures.
• Strong understanding of commercial construction methods, restoration practices, and building systems.
• Experience negotiating directly with insurance carriers, TPAs, consultants, and adjusters.
• Ability to interpret construction drawings, blueprints, and specifications.
• Thorough knowledge of applicable building codes and industry standards.
• Strong understanding of mitigation, reconstruction, structural drying, demolition, containment, deodorization, and environmental remediation.
• Ability to prioritize multiple complex projects under strict deadlines.
• Excellent budgeting, analytical, organizational, and problem-solving skills.
• Strong verbal and written communication skills.
• Exceptional customer service and relationship-building abilities.
• Professional demeanor with the ability to represent Our Client in front of high-profile commercial clients.
• Willingness to travel to project sites as needed, including catastrophe response assignments.
• Valid driver's…