Medical Director; Remote

Medical Sr. Consultant

At Securian Financial, we are redefining the intersection of medicine and financial risk. We're seeking a licensed physician (MD or DO) who is excited to apply clinical expertise in a dynamic, collaborative business environment. In this role, you will integrate evidence-based medical knowledge with insurance principles to assess mortality and morbidity risk, influence underwriting decisions, evaluate claims, and shape forward-looking risk management strategies.

This is a unique opportunity to broaden your impact beyond clinical practice—partnering closely with underwriting, legal, and claims professionals to ensure fair, thoughtful, and well-informed decisions that serve our customers and business alike.

Securian supports flexibility, offering this role at 0.8–1.0 FTE (32–40 hours/week). The position is fully remote, with travel to our St. Paul, MN home office at least twice annually. If you're a physician who values teamwork, intellectual curiosity, and applying your expertise in new and impactful ways, we encourage you to apply.

Responsibilities include but are not limited to:

• Identify medical information relevant for claims and UW reviews, provide advanced medical knowledge and training for underwriters and claims examiners
• Provide decisions for UW and claims based on solid medical knowledge consistent with current guidelines, demonstrate ability to incorporate new medical knowledge into guideline updates and enhancements, includes advanced proficiency in ECG interpretation
• Keep current with general medical literature, develop subjects of special interest
• Identify relevant medical topics, medical advances and emerging risks, provide concise relevant updates for stakeholders
• Continue to develop business acumen, be proactive in identifying medical and UW-related opportunities and trends, contribute to fair risk assessment initiatives
• Ability and enthusiasm for teaching underwriters on medical topics, and engage with them through case discussions.
• Be visibly involved in the insurance medicine community and complete AAIM Diplomate Board of Insurance Medicine (DBIM) certification

Required Qualifications:

• MD or DO with 5+ years clinical experience
• Proven ability to communicate clearly, respectfully, and effectively across disciplines, including with underwriting, legal, and business teams
• Demonstrated ability to work collaboratively in a team-based environment, valuing diverse expertise and perspectives while maintaining professionalism and mutual respect

Preferred Qualifications:

• 5+ years experience in insurance medicine, Board of insurance medicine candidate and/or working towards DBIM
• Experience with life insurance
• Curiosity:
  The ideal candidate demonstrates intellectual curiosity and a commitment to continuous learning, consistently seeking innovative solutions and challenging conventional approaches to drive organizational growth.
• Demonstrated ability to approach complex problems with an inquisitive mindset and a genuine desire to explore emerging trends within the life insurance industry.
• AI Engagement and Integration:
  The successful candidate possesses a forward-thinking approach to artificial intelligence, with proven experience leveraging AI tools and technologies to enhance operational efficiency and strategic decision-making.
• Ability to actively champion the responsible integration of AI capabilities across teams and workflows to create meaningful business value and maintain a competitive edge.

Preferred

Skills:

The estimated base pay range for this job is $211,000 - $287,000. Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. This job may also be eligible for a performance-based incentive program. More information will be provided during the hiring process and can be discussed with a member of the Securian Financial Talent Acquisition team.

Be you. With us. At Securian Financial, we understand that attracting top talent means offering more than just a job – it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community.…