Financial Underwriter - College Grads

Job Description

Overview

United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

Other Reasons to Join Us

• Paid time off (PTO)
• Medical, dental and vision insurance
• Disability and life insurance
• 401(k) with employer match
• Paid training and career development
• Paid holidays
• Referral bonuses
• Flexible start time
• Maternity and paternity leave

Responsibilities

• Provide elite service to internal and external clients
• Manage multiple priorities while building rapport with clients
• Collect, review and examine an applicant’s financial history and records
• Perform risk assessment reports
• Analyze client’s financial statements and identify effective alternatives to application
• Make loan approval decisions
• Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
• Keep up with changes and adaptations as they occur
• Communicate with clients on loan conditions and statuses via phone or video message

Qualifications

• Completed Bachelor's degree
• Excellent written and verbal communication skills
• Complex rationale and problem-solving skills
• Willingness to learn and be coached
• Adaptable to a flexible, fast-changing industry
• Self-motivated with a strong work ethic