Product Development & Compliance Specialist III - Insurance

Who are we?

Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders’ property‐and‑casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

Michigan Millers Mutual Insurance Company is seeking a Product Development & Compliance Specialist III to join our team! The individual in this role will be responsible for ensuring compliance with regulatory requirements related to the filing and approval of insurance products. The core values for Michigan Millers and Western National Insurance – Connectiveness, Accountability, Empowerment – are incorporated into all that we do.

Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.

• Monitor legislative and regulatory resources and analyze the impact of changes on Western National insurance products.
• Identify new regulatory requirements that may necessitate policy, rate, rule, or form changes; implement updates to ensure statutory compliance.
• Develop and maintain policy forms and rules to support new or revised coverage requirements.
• Partner with actuarial teams to support rate changes for assigned lines of business and communicate updates to internal and external stakeholders.
• Provide guidance on system usage, billing processes, and contract renewals related to assigned products.
• Serve as a technical consultant and subject matter expert; train and coach Product Development Analysts.
• Participate in testing and auditing activities for assigned lines of business, both pre‑ and post‑implementation.

• Make decisions on routine issues in accordance with established guidelines and standard practices.
• Exercise judgment and interpretation when addressing non‑routine situations.
• Recommend solutions for moderately complex issues and elevate as appropriate.
• Proactively identify risks, issues, and improvement opportunities and propose effective solutions.

• Identify and address problems or situations that are new or lack clear precedent.
• Apply a structured, multi‑step approach to analyze issues and develop solutions.
• Lead or contribute to process improvements and innovative initiatives to enhance performance.
• Discover, evaluate, and support new product ideas, enhancements, or strategic extensions of existing products.

• Consistently uphold customer experience standards by responding promptly, maintaining a positive and professional demeanor, building rapport, demonstrating empathy, managing expectations, and taking ownership of issues through resolution.
• Maintain regular collaboration with internal stakeholders, including Underwriting and other business partners.
• Engage with external customers and partners as needed.

• 3 years of Property and Casualty insurance required.
• Ability to interpret and translate legal and regulatory language into clear, compliant policy language.
• Demonstrated experience reviewing, filing, and maintaining personal and commercial lines product forms at the state level.
• Strong written and verbal communication skills, with the ability to effectively engage internal and external stakeholders.

• Exceptional attention to detail and commitment to accuracy.
• Ability to manage multiple priorities, meet deadlines, and adapt to changing requirements.
• Proven ability to work independently while organizing and executing assigned responsibilities.
• Demonstrated experience planning, leading, and executing projects.

• Bachelor’s degree or equivalent related experience required.
• CPCU or other relevant insurance designation preferred.

• Proficient in the use of core systems, standard office equipment, and business software applications.
• E…