AVP, Risk Analytics

Description

Position Summary

The Assistant Vice President of Acquisition Risk Management will be responsible for delivering strategies that drive product growth and optimization for multiple account (MAP) acquisitions. The incumbent will own and manage front-end credit risk strategies including the evaluation of targeting, new data sources, and product/price optimization across the credit spectrum. In addition, the incumbent will optimize strategies, new and existing, to drive new account originations and deliver incremental profit to the Bank.

This role will report to the Vice President of Multiple Account Acquisition Risk Management.

Summary of Essential Job Functions

• Deliver profitable growth through the development of new strategies and the optimization of existing strategies for MAP channels through the assessment of credit risk and P&L drivers
• Develop strategies focusing on growth, profitability, and competitive success for Credit One Bank catering to needs of the consumer
• Leverage advanced analytical tools and algorithms to deliver accretive strategies across targeting, universe expansion, and product mix optimization
• Deliver product and program strategic roadmaps and project plans that serve as the blueprint for your team's work
• Manage the rollout and success of new products and price points from an acquisition perspective
• Collaborate and partner across the business (Risk, marketing, campaign execution team, etc.) to drive highly visible and impactful projects for the Bank
• Develop presentations to share insights and recommendations to upper management
• Perform other duties as assigned

Position Requirements

• Bachelor's degree in mathematics, statistics, operations research, economics, finance, business, or related field
• 5+ years of experience in financial services, card issuing, consumer credit, or banking
• Team management experience
• Ability to communicate at all levels and drive to consensus across partners
• Excellent project management skills with ability to roadmap and visualize downstream impacts and roadblocks
• Highly adept at prioritizing multiple highly impactful projects for the team
• Extensive experience working hands-on with SAS/SQL to independently write queries to generate reports and perform ad-hoc analyses
• Knowledge of financial analysis and profitability drivers
• Ability to quickly assimilate and analyze large amounts of information
• Ability to collaborate effectively and follow-up to ensure achievement of deadlines, outcomes, and results with a bias towards action
• Fundamental knowledge of credit scoring, underwriting, and credit risk management
• Familiar with a wide variety of credit card industry concepts, practices, and metrics across credit policy, credit risk, and loss forecasting
• Power user of Microsoft Excel, Word, and Power Point

Preferred Experience and Skills

• Advanced degree
• Consumer credit card industry experience
• Experience in direct mail markets and on-line acquisitions

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin.

Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more.

Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.