Financial Institutions Examiner

The Department of Business and Industry is recruiting to fill a Financial Institutions Examiner 3 position within the Financial Institutions Division in Las Vegas.

• Serve as a lead examiner, overseeing day‑to‑day activities of financial institution examinations.
• Coordinate team members’ overall and specific work assignments, on‑the‑job training, and compliance with established procedures.
• Collect, correlate, and analyze information to write the Report of Examination, and present findings to institution’s management and board of directors.
• Review prior examinations, correspondence, and documents to develop an exam plan.
• Ensure compliance with regulatory licensing requirements for depository, trust, lending, collection, 1031 exchange, and money transmission entities.
• Conduct entrance and exit meetings with institution management to answer questions, verify facts, and discuss findings.
• Review activities, evaluate audits, and analyze the financial and operating condition of each institution to assess safety and soundness.
• Analyze key safety and soundness components, ratios, and trends; review adequacy of capital, assets, and liabilities; assess viability of loans and investments; evaluate management policy and procedures, earnings, and liquidity; determine market and interest rate sensitivity; examine interest rates and fees applied; verify cash, deposit, and share account balances.
• Prepare and assimilate reports from assisting examiners and produce the final report detailing findings and recommendations, and coordinate appropriate corrective measures.
• Review, investigate, and process licenses for newly approved institutions and license renewals; make recommendations for acceptance or denial; respond to informational inquiries and complaints; conduct follow‑up investigations; and take enforcement actions or refer to the criminal division when warranted.
• Perform related duties as assigned.

Bachelor’s degree in business administration, accounting, economics, finance, or a related discipline and at least two years of experience conducting audits or examinations; OR one year as a Financial Institutions Examiner II in Nevada State service; OR an equivalent combination of education and experience.

Must possess a specialty certification issued by the Conference of State Bank Supervisors (CSBS) and/or the National Association of State Credit Union Supervisors (NASCUS).

Must have, under limited supervision, the ability to serve as lead on examinations in a specialty area, coordinate work assignments, conduct on‑the‑job training, analyze issues, develop action plans, conduct independent examinations, and coordinate rehabilitation efforts of troubled organizations.

• Working knowledge of: scoping, developing, and conducting financial examinations; verification of records, work papers, and related financial statements; proper documentation methods; detection of records variances; federal and state laws and regulations governing financial activities and establishments; operating trends and affiliated business transactions to determine solvency and regulatory compliance.
• Ability to: serve as the lead on examinations in a specialty area; coordinate work assignments; conduct on‑the‑job training; analyze issues; develop action plans to complete examinations; conduct independent examinations; and plan and coordinate rehabilitation efforts of troubled organizations.