Credit Risk Analyst - P1

Position Summary

This position is part of the Risk Management department. Our risk professionals identify revenue opportunities and risk trends by monitoring performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collections, fraud, retention, and sale of revenue-based products.

• Provide analysis and assist in building business processes including identification of internal control risks.
• Produce narrative, presentations, reports, and analysis commensurate with the standards expected by senior management.
• Utilize financial analytical skills and be able to read, interpret, and evaluate financial time-series tracking reports (including vintage analysis).
• Have fundamental knowledge of credit scoring, credit underwriting, and credit risk management.
• Perform other duties as assigned.

• Bachelor’s Degree in Economics, Finance, Business, Math or related field.
• 1+ years analytical experience in Banking, Finance, or Gaming.
• Technical competencies using SAS Enterprise Guide and Miner and/or SQL, Excel and Tableau are desired.
• Effective data mining skills and the ability to explain changing data dynamics.
• Intellectual horsepower with problem solving and analytical skills.
• Knowledge of financial analysis and profitability drivers.
• Self-starter, who can work independently with a high degree of organization on several projects at one time.
• Sufficient self-confidence and ability to propose new ideas/solutions.
• Ability to quickly assimilate and analyze large amounts of information.
• Must be proficient in financial modeling procedures.
• Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).

• Advanced degree
• Consumer Credit Card industry experience

Credit One Bank, N.A. is a data‑driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin.

Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice.