SBA Loan Specialist

Capital Gurus is an AI-driven business funding platform helping small and mid-sized businesses access capital faster through trusted partners—software platforms, service providers, and advisors already embedded in the SMB ecosystem. We specialize in modern, relationship-driven funding solutions and are scaling rapidly.

Role Overview

We are seeking an experienced SBA Loan Specialist to own and manage the end-to-end SBA loan process, with a primary focus on SBA 7(a) and 504 loan programs. This role is ideal for a detail-oriented, client-focused professional who understands SBA guidelines, thrives in a fast-paced fintech environment, and can confidently guide borrowers from initial qualification through funding.

Key Responsibilities

• Manage the full lifecycle of SBA loan applications (7(a) and 504), from intake and pre-qualification through underwriting, approval, closing, and funding
• Evaluate borrower eligibility, financial statements, credit profiles, cash flow, and collateral to determine SBA loan viability
• Collect, review, and package complete loan files in compliance with SBA SOP guidelines
• Serve as the primary point of contact for borrowers, lenders, internal sales teams, and external partners throughout the loan process
• Coordinate with underwriters, CDCs, banks, attorneys, and title/escrow to ensure smooth and timely closings
• Identify and resolve documentation gaps, credit issues, or structural challenges proactively
• Ensure accuracy, compliance, and consistency across all loan files and documentation
• Track pipeline activity, milestones, and funding timelines within CRM and internal systems
• Stay current on SBA program updates, SOP changes, and lender requirements
• Provide guidance and education to internal teams on SBA loan structures, timelines, and best practices

Qualifications

• 2+ years of experience working with SBA loans (7(a) and/or 504 preferred)
• Strong working knowledge of SBA SOP guidelines, documentation, and compliance requirements
• Experience packaging SBA loan files for submission to banks or direct lenders
• Ability to analyze financial statements, tax returns, cash flow, and credit reports
• Excellent organizational skills and attention to detail
• Strong communication skills with the ability to manage borrower expectations
• Comfortable working in a high-volume, performance-driven environment
• Proficiency with CRM systems and loan processing software (Salesforce a plus)

Preferred Qualifications

• Prior experience at a bank, CDC, or alternative lender
• Background in commercial lending, underwriting support, or business financing
• Experience working in fintech or fast-growth startup environments
• Familiarity with SBA Express and SBA Preferred Lender Program (PLP)

What We Offer

• Base salary plus performance-based incentives
• Opportunity to work with a fast-growing fintech platform
• High-impact role with visibility across sales, partnerships, and leadership
• Collaborative, entrepreneurial team environment
• Career growth and advancement opportunities