Senior Underwriting Consultant, Research & Development

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**** Research, analyze, and make recommendations on the effectiveness of new data sources and underwriting techniques.
* Collaborate with teams to develop innovative, data-driven underwriting solutions and capabilities that ensure seamless experience for a broad customer base.
* Support product development work for targeted initiatives.
* Analyze underwriting data through various studies and claims experience if applicable.
* Prioritize project work, focusing on generating the most value for the business.
* Keep abreast of external factors that may affect underwriting (e.g. medical and technical advancements, industry rules, compliance and regulations).
* Keep abreast of competitor actions and industry trends
* Work with internal stakeholders to recommend and implement underwriting guideline changes.
* Work with external vendors, partners and technologies that support business capabilities.
* Apply innovative thinking and creative problem-solving to address complex underwriting challenges.
* Contribute to the continuous improvement of underwriting practices and procedures.
* Clearly communicate results and progress to senior management.
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* Required Qualifications:

*** Knowledge and experience of underwriting risk assessment - medical, non-medical, financial.
* Experience with tech implementations, communicating requirements, and testing.
* Highly engaged: able to self-manage work, problem solve, and execute projects under deadline pressure.
* Excellent interpersonal, oral and written (technical) communication skills and comfort presenting to senior leaders on technical topics.
* Ability to convey complex underwriting concepts to diverse stakeholders.
* Exceptional collaboration skills, demonstrated through experience working with various technical audiences and across multiple functions such as actuaries, medical, data scientists, operations, legal and compliance teams.
* Excellent MS Office Skills, Excel, Powerpoint, Teams and web tools.
* Undergraduate and/or post graduate degree in science, medical or related field or minimum of 5-10 years’ experience in underwriting and/or research experience.
* FALU/FLMI a plus.
* Ability to work across virtual teams and sites and in open and collaborative work spaces.
* Occasional travel may be required.

Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources.

Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence.
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