Commercial Lender

Job Details

Job Location:

Lawrenceburg Location - Lawrenceburg, TN 38464

About UsBank of Frankewing has been a trusted local financial resource, proudly serving our community with integrity and dedication. As a family-oriented institution, we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legacy of service and commitment, we continue to provide personalized banking solutions that meet the needs of our customers and offer a great place to grow your career.

• Develop and manage a portfolio of commercial customers, including owner-occupied real estate, commercial & industrial (C&I), and small business loans.
• Proactively generate new business through referrals, prospecting, and community involvement.
• Analyze financial statements, tax returns, cash flow, collateral, and credit risk to structure appropriate loan solutions.
• Prepare credit memorandums, loan presentations, and recommendations in accordance with loan policy.
• Maintain strong working knowledge of bank products and cross‑sell treasury, deposit, and other bank services.
• Monitor loan performance, covenant compliance, and overall credit quality of assigned relationships.
• Conduct annual reviews and renewals; identify and address credit concerns early.
• Work collaboratively with credit administration, loan operations, and senior management.
• Ensure all lending activities comply with bank policies, procedures, and regulatory requirements.
• Represent the bank professionally within the community and business development events.
• Build long‑term relationships with business owners, CPS, attorneys, and community leaders.
• Participate in local chamber of commerce, civic organizations, and networking groups.
• Act as a visible ambassador for the bank’s mission and values.

• Education and Experience
  • Bachelor’s degree in Finance, Accounting, Business, or related field preferred.
  • 3 years of Commercial Lending or related banking experience preferred.
  • Strong understanding of commercial credit analysis and underwriting.
• Skills & Competencies
  • Excellent relationship‑building and communication skills.
  • Strong analytical and financial statement analysis abilities.
  • Sound judgment with a conservative, risk‑aware lending approach.
  • Ability to manage multiple relationships and priorities effectively.
  • Knowledge of state and federal banking regulations.
  • Proficiency in loan systems, Microsoft Office, and financial spreading software.

• Be part of a mission‑driven organization that makes a difference.
• Work alongside dynamic leaders and visionary board members.
• Enjoy opportunities for professional growth and development.
• Join a trusted, community‑oriented institution with a legacy of 103 years in banking.