CRA Data Analyst

Job Description

The Community Reinvestment Act Data Analyst assists the CRA Officer to gather data, validate accuracy, and prepare supporting reports for the Bank to meet regulatory and strategic requirements of the Community Reinvestment Act (CRA), Fair Lending, and Home Mortgage Disclosure Act (HMDA).

• Assist CRA, Fair Lending, and HMDA teams to collect, validate, and document Bank data across multiple lines of business
• Use complex databases to perform data quality checks, validity checks, geocoding, and reporting
• Review data and compare to loan and investment documentation (promissory notes, credit memos, financial reports, etc.) to ensure accuracy
• Review reports, data, and individual transactions to ensure all loans, investments, and services are appropriately identified and include the required information
• Coordinate and remediate found errors with business units to ensure data integrity
• Maintain reportable quality databases for CRA, Fair Lending, and HMDA reporting
• Assist preparing reports and meeting material for various CRA and Fair Lending committees
• Assist preparing reports and validating information during Bank audits and examinations
• Document operating procedures for data collection, validation, and reporting
• Assist with annual review of all procedures to recommend improvements as needed
• Assist with maintaining CRA and Fair Lending maps of assessment areas and facilities
• Assist with maintaining annual CRA Public Files

• High school diploma or equivalent and 3 years of relevant experience
• Exceptional attention to detail and ability to follow detailed procedures in a precise and organized manner
• Intermediate skills using complex database software and Microsoft Office suite
• Strong written and verbal communication skills and proficiency in problem solving
• Ability to establish effective work relationships both internally and externally
• Commitment to customer privacy and information security
• Experience with bank documentation (notes, credit memos, loan documents, etc.) a plus
• Knowledge of the Community Reinvestment Act, Fair Lending, or HMDA a plus

This role will be 3 days in Lebanon, NH office with the option for hybrid.

As part of our commitment to maintaining a secure financial institution, all final candidates will be required to successfully complete background and credit screenings as part of the hiring process. These screenings will be conducted in accordance with applicable laws and industry regulations.

Having a record on a background or credit report does not automatically disqualify you. We evaluate results on a case-by-case basis, taking into account their relevance to the role and any regulatory requirements.

The communities served by Mascoma Bank consist of individuals from diverse backgrounds. Our employees likewise bring unique perspectives, experiences, and approaches to the bank. We strive to create a safe and welcoming environment for all who pass through our doors and a workplace that actively demonstrates mutual respect and trust, one of our core values. A truly inclusive culture leads to a sense of belonging and support for all team members and inspires innovation and creativity.

We are committed to recruiting and retaining a diverse talent pool, increasing team member engagement through professional development and community outreach activities, and offering personal growth workshops and team-building opportunities. By embracing diversity, equity, and inclusion, we strengthen our communities and ourselves.

Mascoma Bank is proud to be an Equal Employment Opportunity and affirm. We do not discriminate based upon race, ethnicity, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, veteran status, status as an individual with a disability, or other applicable legally protected characteristics. To request reasonable accommodations, please contact

Mascoma Bank is an ... M/F/D/V.