Senior Credit Risk Manager

How you'll help us live our purpose

We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.

You will lead credit risk forecasting and stress testing initiatives, whilst work closely with Finance and Commercial to help ensure the Corporate Plan remains within risk appetite. You'll develop and lead a team of high performing credit risk specialists and drive a culture aligned to The Society's behaviours. Champion the use of data driven solutions to optimise risk/reward/operational efficiency.

• Experience of managing and developing a professional team to high performance standards.
• Strong experience in credit risk management, including portfolio analysis, forecasting and stress testing.
• Deep understanding of IFRS9, ICAAP and financial planning processes and experience of delivering stress testing/ICAAP exercises.
• Broad and comprehensive knowledge of the financial services industry and associated regulatory landscapes.
• Ability to operate effectively in a dynamic and uncertain environment, making sound judgements under pressure.
• Highly developed analytical and problem-solving skills, with the ability to translate complex data into clear insight.
• Strong commercial awareness and ability to balance risk, return and customer considerations.

• Hybrid working – 2 days per week in the office
• Annual bonus of up to 12%
• Matched pension contributions up to 10%
• 26 days holiday, plus bank holidays and holiday purchase scheme
• Colleague Mortgage and Saver products
• 2 days' volunteering per year

Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.

You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023

Business Culture Awards. This recognises how we've embedded our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.

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