Senior Credit Risk Modeller

How you'll help us live our purpose

We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.

You will support the Credit Risk team developing, monitoring, and maintaining credit risk models used across the society, within capital, provisioning, customer decisioning and other business needs.

• Previous analytical or data science experience within credit risk or broader financial institutions, with exposure to developing predictive models.
• Knowledge on principles of credit risk model development, including scorecard, Basel/IRB or IFRS9 modelling (PD, EAD, LGD, etc.).
• UK retail lending experience.
• In-depth knowledge and understanding of statistical aspects (especially those used in Credit Risk-Basel modelling):
  Logistic-Linear Regression, Scorecard development; model validation approaches (GINI coefficient; KS- statistics);
  Data sampling;
  Data mining; model maintenance frameworks.
• Excellent analytical skills and a strong attention to detail.
• A qualification in a degree with relevant analytical/statistical components.
• Extensive coding experience (SAS, SQL, Python).

• Hybrid working – 2 days per week in the office
• Annual bonus of up to 12%
• Matched pension contributions up to 10%
• 26 days holiday, plus bank holidays and holiday purchase scheme
• Colleague Mortgage and Saver products
• 2 days' volunteering per year

We'll give you a place to belong with the support to learn, develop and shape a meaningful career.

Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.

You’ll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023 Business Culture Awards. This recognises how we’ve embedded our purpose with our colleagues, and the actions we’ve taken to put home ownership within reach of more people, generation after generation.

We’d love to hear from you. But don’t wait around - we may close the advert early and we’d hate for you to miss out.

We’re devoted to creating a culture and workplace that is representative of the communities we serve. If you’d like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter so we can find out more about your skills and experience. We’re committed to supporting you to be at your best – to discuss any reasonable adjustments we could make, please contact us on car