Mortgage Loan Originator; MO

Opendoor is building a new mortgage lending operation and needs a licensed Mortgage Loan Originator based in Missouri to staff our in-state licensed location. Missouri requires an in-state presence for our mortgage operations, and you will help Opendoor meet that regulatory requirement.

This is not a traditional high-volume origination role. Our mortgage product is technology-first and self-service by design. Volume will be low initially, so we're looking for someone who can wear multiple hats and contribute beyond loan origination. This is a salaried position with equity, not commission-based.

Staff Opendoor Home Loans in-state Missouri licensed location as a licensed Mortgage Loan Originator

Originate loans, take applications, and offer/negotiate loan terms in full compliance with Missouri and federal law

Guide borrowers through a technology-driven mortgage process when human support is needed

Contribute to broader mortgage operations beyond origination, including compliance support, process improvement, and quality assurance

Manage an active loan pipeline in a technology-enabled, remote-friendly origination environment

Maintain active Missouri MLO license and fulfill all continuing education requirements

Active Missouri MLO license in good standing (NMLS); must have completed all required NMLS pre-licensure education (20 hours national + MO state-specific hours) and passed the NMLS SAFE Mortgage Loan Originator Test

Must be based in Missouri to staff Opendoor Home Loans in-state licensed location

Minimum 2+ years of residential mortgage origination experience preferred;

State-level licensing (not federal/bank-only licensing); experience at a non-bank lender preferred

Clean credit and employment history; must satisfy NMLS character and fitness requirements and any state-specific background check requirements

Comfort with technology and willingness to work in a non-traditional, AI-first mortgage environment

Experience at a tech-forward mortgage company or fintech lender

Multi-disciplinary background (compliance, marketing, operations) in addition to origination

Background as a loan officer assistant, loan processor, or compliance professional with an active MLO license

Experience working in a startup or early-stage lending environment