Commercial Credit Analyst

Overview

Commercial Credit Analyst

Reports To
:
Director of Credit Administration

Department
:
Commercial Lending

Supervises
:
None

Classification
:
Full-time, Exempt

Hours
: 8:00am – 5:00pm Monday through Friday, other hours as needed

Location
:
Lenexa Ridge –or
- Headquarters
16201 W 95th Street 3035 SW Topeka Blvd.
Lenexa, KS Topeka, KS 66611

Role
:
Responsible for conducting high-level analyses of commercial/business loans. Reviews credit data to evaluate commercial/business loan requests in order to approve or deny applications and review existing credit relationships for ongoing credit worthiness. Analyzes sources of financial information to determine potential risks of a loan. Prepares written credit presentations for submission to Officers and committees.

Apply
:

Experience

• Experience and training in financial statement and tax return analysis preferred.
• Basic knowledge of commercial, construction, real estate, and consumer lending preferred.

Education

Bachelor’s degree in Accounting, Finance, Business Administration, or Economics.

Skills & Abilities

• Understanding of financial statements, including balance sheets, income statements, and statements of cash flow as well as the ability to analyze and interpret the content.
• Basic knowledge of state and federal loan regulations and Bank lending policies.
• Excellent time management skills with the ability to manage multiple and changing deadlines with limited supervision and significant analytical thinking.
• Dedicated, goal oriented, and an energetic self-starter.
• Effective verbal and written communication skills.
• Proficient with Microsoft Word and Excel.

Competencies

Adherence to Core First Values:
Respect, Communication, Integrity, Initiative, and Accountability. A secondary focus on internal and external Customers, Compliance, Ethics, Perseverance, and Time Management is also essential.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit, stand, and walk. Some light physical effort required.

Travel
:
Travel is primarily local and limited, occasional meeting or training

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copy machines, filing cabinets, and fax machines.

Other

Applicants must pass a drug screen and background checks.

Internal applicants must be meeting the minimum requirements of their current job and submit a cover letter and resume via the employee portal.

Applications received by XXX given first priority.

Note:

This description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

EEO

Core First provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. Core First Bank & Trust complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.