Associate Loan Originator

• Market and promote Prime Lending’s financial products
• Establish and maintain relationships with realtors, bank officers, builders, and new home sales representatives
• Visit subdivisions as required when partnering with the lead/primary loan originator
• Handle loan volume as directed by the team lead/primary loan originator
• Develop working knowledge of company products and private and government-insured mortgage guidelines
• Monitor customer interactions and interface with all parties from application through closing
• Counsel and pre-qualify potential home buyers
• Collect and analyze customer income, assets, investments, and debts
• Schedule appointments with potential customers
• Obtain support documents and appropriate fees, collect additional documentation, and communicate loan status
• Obtain remaining or uncollected loan documentation after closing
• Negotiate loan terms and conditions with customers
• Stay current on rules and regulations for private and government-insured mortgages
• Maintain a professional image and follow company policies and procedures
• Meet customer service standards established by management
• Perform other functions as needed

• High school diploma or equivalent and appropriate licenses as required by state
• Valid driver’s license and current automobile liability insurance
• Minimum of 6 months loan originator experience
• Demonstrated judgment and decision-making ability
• Excellent verbal and written presentation and communication skills
• Ability to quickly assess and process large amounts of data
• Ability to use appropriate AU software technology
• Must be active in the community and in job-related organizations to enhance beneficial contacts
• Continue expanding knowledge of industry and organizational issues
• Ability to interact with regional and corporate departments, realtors, sales agents, builders, appraisers, and others

Demonstrates expertise in mortgage guidelines and loan origination processes while maintaining strong customer relationships and delivering exceptional service. Proficient in data analysis and effective communication to facilitate loan transactions and negotiations.

• Loan Origination Experience
• Knowledge of Mortgage Guidelines
• Customer Relationship Management
• Data Analysis Skills
• Excellent Communication Skills

• Loan Processing
• Mortgage Guidelines
• Data Assessment
• Negotiation Skills
• Customer Qualification

• Judgment and Decision-Making
• Professionalism
• Community Engagement

• High School Diploma or Equivalent
• State Licenses

• Private Mortgages
• Government-Insured Mortgages
• Customer Service Standards
• Real Estate Relationships

• AU Software Technology