AVP Commercial Banking Portfolio Manager

Job Purpose

This position supports a team of Commercial Bankers and manages the day‑to‑day responsibilities of the portfolios. It assists in new business development, interacts with clients, facilitates the Commercial Loan Process from inception to loan closing, and conducts continuous monitoring. The role also serves as a liaison with other departments and improves the overall client experience. It requires equine lending knowledge and experience with industry economics, asset valuation, and seasonal cash flow considerations.

• Proactively review the portfolio for maturing loans to ensure renewals and extensions are processed on time.
• Initiate the credit process in the loan origination system.
• Calculate loan and relationship profitability.
• Assist Commercial Bankers and other departments in interactions with clients and external contacts to facilitate lending, credit, and risk management.
• Work with Credit Underwriters and Commercial Bankers to ensure credit memos are complete and thorough.
• Review loan documentation to ensure consistency with the credit approval and resolve changes with the Closing Coordinator.
• Facilitate loan closings in conjunction with or on behalf of the Commercial Banker.
• Act as a liaison with the Portfolio Monitoring Group to ensure the timely receipt of financial statements, tax returns, borrowing bases, and covenant calculations.
• Serve as a liaison with the Commercial Client Advisor Team to assist with customer service issues that cannot be resolved directly.
• May also be responsible for the following under the direction of the Commercial Banking Team Leader:
  • Monitor the customer base for performance trends and covenant compliance, notifying the appropriate Commercial Banker of any deterioration on a timely basis.
  • Identify cross‑sell opportunities in the existing portfolio and initiate partner introductions.
  • Support Commercial Bankers’ prospecting efforts by identifying potential targets and contacts using third‑party B2B and social media platforms, providing industry research, and facilitating marketing campaigns.
  • Assist in designing and preparing client and prospect presentation materials.
  • Support the preparation and presentation of the portfolio’s quarterly client reviews.
• Perform special projects as assigned.

• Bachelor's degree in business, accounting or finance, or equivalent experience in the financial services industry.
• 5+ years of experience in commercial banking and/or underwriting.
• Strong interpersonal skills with emphasis on relationship building internally and with clients and prospects.
• Strong analytical, organizational and critical thinking skills.
• Team‑oriented with the ability to manage multiple priorities.
• Proficient with technology and ability to learn new applications.

• Bachelor’s degree in business, accounting or finance, or equivalent experience in the financial services industry.
• 5+ years of experience in commercial banking and/or underwriting.

Equal Opportunity Employer M/F/Disabled/Vet. If you are unable to complete this application due to a disability, contact  to ask for an accommodation, alternative application process, or other inquiries.