Digital Account Representative
Job in
Lincoln, Providence County, Rhode Island, 02865, USA
Listing for:
Navigant Credit Union
Full Time
position
Listed on 2026-06-18
Job specializations:
-
Customer Service/HelpDesk
Bank Customer Service, Bilingual, Customer Success Mgr./ CSM, HelpDesk/Support
Salary/Wage Range or Industry Benchmark: 60000 USD Yearly
USD
60000.00
YEAR
Job Description & How to Apply Below
Position: Digital Account Opening Representative
ABOUT THE ROLE
Under general supervision, but following established policies and procedures, performs a broad range of member service/teller activities. Delivers exceptional customer service, aligned with the Credit Union's core values and mission statement. Serves as an advocate for members and is an integral contributor to the credit union's member experience. Meets all established sales and service goals. Responsible for assisting members in opening new deposit accounts and lending products via the phone.
In addition, responsible for the onboarding and fulfillment of new and existing member deposit account applications submitted through our online account opening solution. Reviews all submitted applications (Pending/Approved) and completes all necessary steps as outlined in policy and procedure for the fulfillment of digital eBranch accounts, including but not limited to, validating IDV/OFAC/Chex Systems parameters, proper CIP requirement management, issuing plastic cards and assisting with digital banking enrollment.
Cross-sells Credit Union products and services. Responds to questions and/or provides information upon request from members (internal and external). Assists members and potential members in understanding and utilizing Credit Union products and service.
ABOUT THE ROLE:(in descending order of importance)
Serves as the primary resource for telephone account opening process for deposit accounts and lending, supporting both contact center referrals and Online Account Opening.Opens Online Accounts and ensures all documentation is accurately prepared and in compliance with laws, regulations and internal policies and procedures.Acts as an account manager for the contact center deposit account pipeline assisting to make referrals, deepen the relationship, and improve the member experience.Conducts proactive telephone outreach to members to ensure their satisfaction with their membership and notify them of potential products and services that can improve their financial well-being.Conducts outbound call and email follow-up to assist members who have started an application for a deposit account, however, have not submitted it for consideration.Achieves sales and production goals through a combination of deposit and loan account origination fulfillment, product and service cross sales to members opening accounts through the digital channel, and proactive telephone outreach to members leading to increased product/service adoption.Analyzes member relationship to optimize existing products and services and deepen relationships by cross selling of relevant products and services.Provides back up support via the telephone channel including monetary transactions such as fund transfers, credit card and loan payments, balance inquiries, loan inquiries, stop payments, online banking and ATM/debit card troubleshooting. Utilizes tact and experienced based knowledge to research and resolve member inquiries while explaining specific policies and procedures. Routes calls to the proper department only after exhausting all efforts to assist the member.Performs other member services and administrative duties as assigned by the Contact Center Management.QUALIFICATIONS:Education:
High school diploma or equivalent (GED) required.
Experience / Skills / Knowledge:
Minimum two (2) years' experience in member service, operations and/or lending. Previous customer service experience preferred.Demonstrated knowledge of Credit Union products, services, policies and procedures and ability to sell them. Previous telephone sales experience preferred.Must possess excellent verbal, written, telephone and interpersonal communication skills.Must have excellent organizational, analytical, and problem-solving skills.PC proficient, including Microsoft Office (Word, Excel, PowerPoint, Outlook) and the Internet.Must possess a strong service orientation in alignment with the Credit Union's mission and core values.Ability to handle multiple projects/priorities simultaneously with an effective outcome.Ability to deal with highly confidential information.Ability to function in a financial institution branch/office environment and utilize standard office equipment including but not limited to: PC, fax, copier, telephone, etc. Ability to lift a minimum of 25 lbs. (e.g., file boxes).Bilingual skills a plus.BENEFITS
Robust medical and dental plans, vision benefits, 401(k) with a generous employer match, tuition reimbursement, competitive salaries, paid volunteer days, and more.
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