Senior Credit Analyst

Position Overview

Navistar Financial Corporation ("NFC") has an exciting opportunity for a Senior Credit Analyst to support customer’s financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing expert credit underwriting of fleet customers.

Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC
* and the provider of International TM Financial services.

• Build strong relationships with dealers and customers as you assess credit requests.
• Perform in-depth financial analysis for both new and existing customers.
• Prepare clean, professional, and accurate credit write-ups.
• Recommend credit decisions and use your authority within our dual-signature policy.
• Communicate credit decisions clearly to all stakeholders.
• Ensure compliance with company policies, including risk ratings and credit reviews.
• Gather essential due diligence and KYC (Know Your Customer) information.
• Review documentation to ensure accuracy and completeness.
• Ensure loans and leases are properly documented with perfected liens.
• Develop and deliver training to enhance the skills of our credit team.
• Educate dealers on credit and documentation requirements.
• Collaborate with management on policy updates and process improvements.
• Help resolve post-funding documentation issues.
• Always seek opportunities for continuous improvement.

• Bachelor's degree and at least 2 years of accounting or finance experience

• Master's degree and at least 1 year of accounting or finance experience

• At least 5 years of accounting or finance experience

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

• 3+ years of credit underwriting experience on transactions or credit lines exceeding $1 million, preferably in transportation sector.
• Strong analytical skills, business writing skills and proficiency with applications including Excel, Word, PowerBI, and Moody’s Credit Lens.
• Ability to work independently and within a team environment.
• Ability to effectively communicate with C-level executives and the President/Owners of fleet customers and International dealerships.
• Knowledge of transportation industry and related credit policies and procedures.
• Proficiency in financial statement analysis, finance and lease documentation, insurance and lien perfection.
• Ability to assess credit risk of customers with large exposure levels.
• Ability to effectively prioritize workloads which include multiple transactions.

This position offers competitive market-based compensation, along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting

The expected salary offered for this position will fall within the stated range, with the final offer based on the candidates' applicable skills, knowledge, and experience.

With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world’s leading commercial vehicle manufacturers. The Group’s product portfolio comprises trucks, buses, and light-duty commercial vehicles. “Transforming Transportation Together. For a sustainable world.”: this intention underlines the Company’s ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group’s commercial growth.

From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today,few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC
* creates solutions that deliver greater uptime and productivity to our customers throughout…