Commercial Loan Portfolio Manager

Overview

The Citizens Bank is seeking a detail-oriented and analytical Commercial Loan Portfolio Manager to join our Lending team. This onsite role in our Kirk Road location in Little Rock will support our commitment to responsible lending and excellent customer service. If you thrive in a collaborative environment, enjoy problem-solving, and are passionate about financial analysis and commercial lending, we invite you to apply!

Benefits include Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and more. If you're ready to take your career to the next level with a company that prioritizes excellent customer service through our People First mission, we encourage you to apply.

Citizens Bank was founded in 1953 by a group of business and civic leaders. Citizens Bank is a financial services organization that is committed to serving the needs of the communities it serves. Its progressive community banking model focuses on the delivery of exceptional customer service while employing advanced technology and products which allow its customers to have one bank to serve all their needs.

The Bank takes pride in a heritage of independence that honors the vision of its founders and remains dedicated to the financial progress of the people it serves. With a mission statement of People First, we always strive to deliver an amazing customer experience and provide the best products and services possible by every member of the Citizens Bank team.

The Commercial Loan Portfolio Manager will play a critical role in our commercial lending team in Central Arkansas by:

• Working closely with relationship managers, underwriters, credit analysts, loan operations, and external partners to support or oversee the service and documentation of commercial loan relationships
• Engaging borrowers to obtain required financial information while reviewing all submitted documentation for accuracy and eligibility
• Performing underwriting summaries for new and renewal commercial loan requests to support sound credit decisions
• Assisting in covenant tracking and financial ratio stress testing to ensure ongoing compliance and identification of emerging risks
• Providing oversight on project-related activities, including construction inspections, documentation review, and progress reporting to confirm adherence to approved terms and timelines
• Conducting stress testing and concentration reporting on loan portfolios

To excel as a Commercial Loan Portfolio Manager at The Citizens Bank, you will need a blend of analytical and interpersonal skills. Strong analytical abilities are essential for evaluating financial statements, understanding risk, and making informed decisions. You should possess excellent communication skills, both written and verbal, to effectively collaborate with fellow associates and customers. A customer-centric mindset is vital, as you will be expected to build and maintain strong relationships that uphold our People First Mission.

Problem-solving skills are necessary to adhere to policy, address issues, and navigate complex financial situations. Attention to detail is crucial when managing documentation and ensuring compliance with regulatory requirements. Additionally, a proactive approach and adaptation will help you thrive in this fast-paced environment, contributing to the Bank's commitment to excellence.

To be successful as a Commercial Loan Portfolio Manager, you will need:

• Lending or financial analysis experience; or a comparable combination of education and experience
• Solid understanding of banking regulations, credit standards, and loan policy
• Strong technical proficiency in Microsoft Office and financial analysis tools
• Excellent written and verbal communication skills
• Ability to manage multiple tasks, meet deadlines, and maintain accuracy in a fast-paced environment
• Strong organizational and problem-solving abilities
• Demonstrate professionalism, integrity, and respect while supporting the Bank's values and commitment to our People First Mission Statement

If you feel you possess these qualities and that this role aligns with your career goals, apply today!