Credit Analyst

Overview

The Credit Analyst will ensure exposure and risk to Riggs Cat is limited by obtaining financial data for maintaining records and making sound business decisions while assisting customer and Riggs personnel in facilitating the sale of our products.

• Conduct research and analysis of routine financial and credit statements to determine credit worthiness of credit applications and set appropriate credit limits based on current policy
• Enhance the overall cash flow of the company by collecting on open charge accounts in a timely manner while maintaining a professional relationship with the customer
• Assist customers with outside sources of credit (primarily CAT Commercial Accounts) to obtain financing and other extensions of credit to facilitate the sale
• Assist Credit Manager in the formulation and enforcement of credit/collection policies and procedures
• Develop and maintain a strong working relationship with managers and sales personnel and serve as a resource for financing and merchandising programs
• Have a strong working knowledge of various governmental regulations related to credit, including tax regulations
• Identify potential problem accounts and collecting these accounts using various tools/means of communication
• Maintain and update customer records
• Ad-Hoc projects as assigned

• 2-4 years in similar role - collections experience desirable
• Basic knowledge of general accounting
• Technical skills in account reconciliation, credit extensions, payment plans, etc.
• Strong computer skills
• Strong Microsoft Office skills
• Exceptional analytical and problem-solving abilities
• Detail oriented
• Ability to work and interact with departments throughout the organization
• Willingness to learn
• Strong communication skills, even in tough conversations
• Bilingual is a plus!

While performing the duties of this job, the employee is regularly required to sit, talk or hear. The employee is occasionally required to stand and walk. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet. Required travel up to 10%. This position is not considered a safety sensitive position.

The Job description is subject to change by the employer as the needs of the employer and requirements of the job change.

EEO/AA:
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discriminate against employees or applicants because they have inquired about pay or disclosed their pay, in accordance with applicable law.