Loan Officer Job Littleton area,Colorado USA,Finance & Banking

GENERAL SUMMARY

Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross‑selling other banking services.

COMPENSATION

$75,000 - $100,000 Annually

APPLY ONLINE

RESPONSIBILITIES AND DUTIES

Prospects new customers and solicits new loans. Cross‑sells other banking services to new and existing customers. Maintains on‑going customer contact to ensure good customer relations.

Performs on‑going management of a portfolio of all types of account relationships, including account reviews, problem solving, research and follow‑up to internal account errors, etc. Interviews loan applicants: gathers and evaluates financial and related data to establish credit worthiness. Monitors customers’ financial condition.

Reviews and approves or denies loan requests to new or existing customers up to a pre‑determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a member of the bank loan committee.

Monitors loan repayment activities, takes necessary action to collect past‑due accounts.

May participate in preparation of department budget, goals and objectives and strategic planning.

Participates in civic and community organizations, representing the bank, following personal interests. Attends customer and bank–sponsored events.

Performs other related duties as assigned by management.

Maintains regular and reliable attendance.

KNOWLEDGE, SKILL, AND ABILITIES

Knowledge of agriculture, commercial and consumer lending procedures.
Knowledge of credit structuring.
Knowledge of general banking principles and banking.
Knowledge of sales and marketing practices and principles.
Skill in communicating with clients and co‑workers in a courteous and professional manner.
Skill in operating computer terminals and printers.
Skills in pricing loans.
Ability to maintain a high level of confidentiality.
Ability to problem solve.
Ability to make sound decisions using information at hand.
Ability to demonstrate accuracy and efficiency in a fast‑paced environment.
Ability to function as a team player.

EDUCATION AND EXPERIENCE

College degree preferred.
Three years lending experience is preferred.

BENEFITS

Benefits for employees working at least 35 hours per week include 8 paid holidays; 17 PTO days each year for the first five years of employment (employees must complete a 90‑day introductory period prior to accruing PTO); 16 hours of paid sick time upon hire date; health, dental, prescription drug card, vision, and voluntary life insurance plans; health savings account with employer contributions;

flexible medical and dependent care spending plans; 401(k) plan after 3 months and start of next quarter with employer contributions and profit sharing; $50,000 group term life insurance; long‑term disability insurance and employee assistance program. If working less than 35 hours per week, above benefits are modified.

The statements herein are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of the person so classified.

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