SBA Commercial Business Development Officer

Title:

SBA Commercial Business Development Officer

Job Location:

Livermore, CA

Hiring salary range: $ - $ annually

Fremont Bank — one of the Bay Area’s most respected and long-standingfinancial institutions — is seeking a strategic, hands-on professional to joinand help advance our Commercial Lending Operation steam. This is a high-impactopportunity to contribute to the success of a mission-driven organization committed to excellence, community service, and strong client relationships.

If you're energized by purpose-driven work, collaboration, and delivering meaningful results, we’d love to connect.

Founded in 1964, Fremont Bank is one of the oldest independently ownedbanks in the Bay Area and has been consistently recognized as a Top Workplacefor the past 15 consecutive years. Our foundation is built on relationships —with our clients, our associates, and our communities.

We offer:

• A people-first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission-driven workplace where values and performance go hand in hand

• Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No-Compromise Approach — we help clients get to "yes"
• Core Values: Go above and beyond for clients
  Foster a supportive and empowering environment for associates
  Deeply invest in the well-being of our local community

The SBA Commercial Business Development Officer (BDO) is responsible for generating new SBA 7a loans and client relationships. This role focuses on business development activities, including prospecting,client acquisition, external networking, and uncovering sales opportunities across lending, deposit, and treasury management services. The SBA BDO will be the main point of contact for on-going servicing support and account maintenance as needed.

• Proactively source and develop new SBA 7a loans in the Bank’s Northern California footprint and else wherein California with SBA Executive approval.
• Collect complete applicationfrom the prospective client, determine SBA eligibility, structure loan,prescreen credit and identify all available collateral.
• SBA 7a loans are intended forsale and should be structured to maximize premium to the extent possible.
• Develop new commercial relationships within Fremont Bank footprint.
• Consistently meet or exceedcommercial lending and depository growth goals.
• Identify client needs and provide consultative financial solutions across a wide range of bank products, including Wealth Management, Residential, and Treasury Management.
• Collaborate with Relationship Managers to transition new clients into long-term managed relationships.
• Represent Fremont Bank at community and industry events to develop brand presence and leadopportunities.
• Maintain accurate records ofpipeline activity using CRM tools; coordinate closely with internal partners to ensure smooth client experience.
• Act as an ambassador for Fremont Bank’s values and service model in the marketplace.
• Make recommendations to the appropriate lending authority based on client needs and credit analysis.
• Negotiate loan terms and conditions to structure mutually beneficial agreements.
• Attend commercial lendingdepartment sales meetings and contribute to team initiatives.
• Assist clients with bankingtransactions by coordinating with relevant internal departments.
• Serve as a liaison betweenclients and internal teams to ensure seamless service delivery.

• Bachelor’s degree in business, finance, or a related field
• 5+ years of experience in SBAand/or commercial banking business development
• Proven ability to build relationships and generate new business
• Strong sales, negotiation, and networking skills
• Proficient knowledge of SBAProgram Requirements and loan structuring
• Working knowledge of commercialcredit, deposits, and treasury solutions
• Excellent communication and presentation skills
• Proficient in Microsoft Officeand CRM systems

• Team Players who go above and beyond to support their colleagues
• Action-Oriented professionals who challenge thestatus…